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Health insurance, in general, can be incredibly complicated. There are regulations to adhere to and guidelines to follow. Serving two ...
The 2021 Marketplace Special Enrollment Period (SEP) provided Americans the opportunity to enroll in coverage through the ACA Marketplace; many ...
The countless operational decisions you face as a business owner can be overwhelming. But when it comes to benefits and ...
In 2020, the telemedicine boom rushed into nearly every area of the health ecosystem. The collision of health tech and ...
Once again there are changes on the horizons for health plans and State-Based Marketplaces (SBMs). The Centers for Medicare & ...
There are several benefit types that employers can offer their employees to help them manage out-of-pocket medical expenses. A few ...

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When it was first enacted, all the way back in March of 2010, critics weren't so sure the Affordable Care ...
With so many types of health insurance plans and options, it can be challenging to decipher, which is the best ...
Individual Coverage Health Reimbursement Arrangements (ICHRAs) are fast becoming a popular and affordable choice for companies to offer their employees. ...
As you browse the available health insurance plans during this Open Enrollment period, you may find yourself confused about some ...
Health insurance variances can be complex and are often confusing at the consumer level. We have discussed some of the ...
You may have a general understanding of the premium tax credit, especially if you have experience with health insurance coverage ...
Understanding Provider Networks. Hand securing blood pressure cuff.
As you explore your health insurance options, you’re often bombarded with lingo and jargon that can be confusing. To understand ...
Affordable Care Act received vast amounts of praise and criticism since its inception in 2010. Policy makers, health insurance providers, ...
Keyboard. New Regulations written one a button about to be pressed.
On March 11, 2021, the Biden-Harris Administration signed into law the American Rescue Plan Act (ARP) of 2021 allocating $1.9 ...
Group of multiple racial people and their children
President Biden recently signed an executive order allowing all eligible residents to sign up for health coverage from February 15th ...
Social Determinants of Health. Astethoscope and red heart
Our health status is often a consequence of our age, inherited genetics, and behavioral decisions. However, there are other, often ...
Questions about Insurance 2020. Question marks scattered. Some of them glow orange.
This year, for many, has certainly come with its share of difficult challenges. Americans can, however, look forward to the ...
man holding red umbrella over blocks resembling people
The American Rescue Plan (ARP) makes it much more affordable for individuals to secure coverage through the Marketplace. The increased ...
Millions of Americans have plans through the Affordable Care Act Marketplace right now. The pandemic drove many to unemployment, and ...
Open Enrollment is happening now on the Marketplace. And for millions of Americans, the affordable health insurance options are much ...
The history of the Affordable Care Act (ACA) has been full of twist in turns that have made the longevity ...
Individual Coverage Health Reimbursement Arrangements (ICHRAs) continue to be the popular way forward for countless businesses looking to explore more ...
Health Plan Star Ratings. 5 stars sit above a cellphone in someone's hand
While browsing Affordable Care Act (ACA) plans, you may have noticed that each one has a star rating from 1 ...
Health Insurance Tiers. A stethoscope and credit card
When searching for a health insurance plan in the Marketplace, you may have noticed that each one has a type ...
Health Insurance Costs. Four American twenty dollar bills are shown.
Open Enrollment is just around the corner. The Marketplace opens up for new plan selection on Sunday, November 1st, and ...
Summary of Benefits and Coverage. A stethoscope pictured.
When shopping for a health insurance plan on a Marketplace, you may have come across a link to a document ...
COBRA Coverage vs. ACA Plans. A calculator, piggy bank, and stethoscope
If you’ve recently lost or left your job and you no longer have employer-sponsored health coverage, you may be thinking: ...
Exciting news for the Individual Marketplace. On January 14th, the Centers for Medicare and Medicaid Services (CMS) issued the first ...
How to Choose the Best Health Plan.A folder marked
While sifting through your health insurance options, you’ve probably noticed these acronyms – HMO, PPO, EPO, and POS, and likely ...
You’ve probably spent your whole life navigating the health insurance industry, learning the ins and outs of how to find ...
Once again there are changes on the horizons for health plans and State-Based Marketplaces (SBMs). The Centers for Medicare & ...
All About Medicaid. A clipboard with medical tools on top of it
What is Medicaid? Medicaid is a joint federal and state program that allows Americans to receive free or low-cost health ...
Advanced Premium Tax Credit (APTC). Hands operating a calculator and holding a piece of paper
If you buy your own health insurance, this one’s for you! Learn how to save with the Advanced Premium Tax ...
Group of multiple racial people and their children
President Biden recently signed an executive order allowing all eligible residents to sign up for health coverage from February 15th ...
When you try to understand your health insurance plan’s explanation of benefits or look to explore new insurance plans on ...
If you are self-employed, whether you own a business or are freelancing as a 1099 contractor, you need health insurance. ...
Open Enrollment is happening now, and as you consider your options for health insurance coverage in 2021, you might be ...
Hands typing on a laptop
In today’s fast-paced world, consumers come to expect certain efficiencies with their service providers. From bundling services and billing to ...
ACA Premiums. American Flag, American money, and a stethoscope.
There isn’t an industry that hasn’t been affected by the dynamic shifts and economic hardships of 2020. Some are struggling ...

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The American Rescue Plan, issued by President Biden, is primed to help Americans get back on track with their health ...
people working at desks wearing PPE masks
Reopening the workplace may be the top priority on your mind right now. Business owners nationwide are trying to figure ...
Group of multiple racial people and their children
President Biden recently signed an executive order allowing all eligible residents to sign up for health coverage from February 15th ...
Illustration two heads Growth vs Fixed mindsets.
Companies focused on adaptability and growth should be familiar with the “growth mindset,” first introduced by Dr. Dweck in 1988. ...
Keyboard. New Regulations written one a button about to be pressed.
On March 11, 2021, the Biden-Harris Administration signed into law the American Rescue Plan Act (ARP) of 2021 allocating $1.9 ...
Group of multiple racial people and their children
President Biden recently signed an executive order allowing all eligible residents to sign up for health coverage from February 15th ...
COVID-19 has certainly changed every aspect of our lives over the last year. And it’s been devastating for thousands of ...
On December 27, 2020, the Coronavirus Response and Relief Supplemental Appropriations Act was signed into law, providing $900 billion in ...
Qualifying Life Events. Blurry image of a man sitting with a laptop
The novel coronavirus (COVID-19) pandemic has severely affected the American workforce, with over 6.6M people filing for unemployment in a ...
Health Insurance Amid COVID-19. A stethoscope on a piece of paper
Over the last few weeks, the novel coronavirus (COVID-19) pandemic has put the nation on high alert, as concerns rise ...

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Considering just how popular Individual Health Coverage Reimbursement Arrangements (ICHRAs) are right now, businesses are also asking a lot of ...
More and more employers are switching over to Individual Coverage Health Reimbursement Arrangements (ICHRAs) to offer affordable and comprehensible health ...
The White House
With the increased popularity of the Individual Coverage Health Reimbursement Arrangement (ICHRA) among American businesses, there has certainly been an ...
Individual Coverage Health Reimbursement Arrangements (ICHRAs) are fast becoming a popular and affordable choice for companies to offer their employees. ...
You have probably heard all the buzz about offering an Individual Coverage Health Reimbursement Arrangement (ICHRA.) And at first glance, ...
As more and more organizations are turning towards the multitude of benefits offered by an Individual Coverage Health Reimbursement Arrangement ...
The 2021 Marketplace Special Enrollment Period (SEP) provided Americans the opportunity to enroll in coverage through the ACA Marketplace; many ...
We recently shared the latest news regarding the Congressional Budget Office (CBO) and its guide for a federally governed public ...
When it comes to Individual Coverage Health Reimbursement Arrangements, also referred to as ICHRAs (ick-rahs,) businesses seem to know and ...
thinking man, surrounded by question marks
With so many businesses adopting an Individual Coverage Health Reimbursement Arrangement (ICHRA,) there are thousands of Americans facing these new ...
There is a great deal of talk in recent weeks about the Individual Coverage Health Reimbursement Arrangement (ICHRA). Often viewed ...
Individual Coverage Health Reimbursement Arrangements keep gaining traction among businesses as the most cost-effective way to provide benefits to their ...
We often talk about the various nuances that go along with qualifying for Medicare, how to use it, and for ...
Woman thinking
Many employers are offering a health reimbursement arrangement (HRA) because it provides a flexible way for employers to offer health ...
With the costs and maintaince of traditional group insurance plans skyrocketing, businesses are turning to more creative solutions to meet ...
Individual Coverage Health Reimbursement Arrangement or ICHRA (pronounced “ick-rah”) is a new health benefit design that has been available since ...
Sure, we’ve been saying just how popular the Individual Coverage Health Reimbursement Arrangement is for some time now. And while ...
Healthcare is expensive, and you probably won’t find anyone on either side of the political aisle who will disagree with ...
puzzle pieces - a new person joins three others already connected.
ICHRA is a cool new benefit design that has been available since January 2020. This type of HRA is a ...
piggy bank, calculator, pen and paper on a desk
Individual Coverage Health Reimbursement Arrangement, or ICHRA (pronounced “ick-rah”) is a new benefit design that has been available since January ...
ICHRA: COBRA and ERISA. Cobra is written in wood on a clipboard, paperwork is along side.
Definitions ICHRA – Individual Coverage Health Reimbursement Arrangement ERISA – Employee Retirement Income Security Act COBRA – Consolidated Omnibus Budget ...
wooden letters H R A
The Individual Coverage Health Reimbursement Arrangement or ICHRA (pronounced “ick-rah”) is a relatively new health benefit design that has been ...
man holding red umbrella over blocks resembling people
The American Rescue Plan (ARP) makes it much more affordable for individuals to secure coverage through the Marketplace. The increased ...
stethoscope wrapped around stack of money
Does your business have more than 50 full-time equivalent (FTE) employees? If so, the Affordable Care Act (ACA) requires you ...
You know the Individual Coverage Health Reimbursement Arrangement (ICHRA) is good for your business from a budget standpoint and a ...
Individual Coverage Health Reimbursement Arrangements (ICHRAs) continue to be the popular way forward for countless businesses looking to explore more ...
You, much like many other business owners and benefits coordinators, have decided after a year like 2020, the best employee ...
two women and one man on a cellphone
Individual Coverage Health Reimbursement Arrangements (ICHRAs) continue to be incredibly popular benefits platforms for businesses of all sizes. Rebounding from ...
man holding a newspaper which reads
There’s a lot of buzz and surge in popularity among businesses regarding Individual Coverage Health Reimbursement Arrangements. Companies large and ...
Two hands surrounding a paper cutout of a man in a suit and briefcase, on top of a desk.
An Individual Coverage Health Reimbursement Arrangement (ICHRA, “Ick-ra”), sometimes called an individual integrated HRA, is a brand-new employee benefit for ...
If you're like many American companies in 2021, you may be exploring different and more cost-effective options for offering employee ...
Transitioning to a new way of offering health benefits can be overwhelming and costly. Not only can an Individual Coverage ...
blackboard with plan, do, check, act written in a circle
While many businesses are flocking to ICHRA solutions for the first time, there are thousands of companies that already leverage ...
Individual Coverage Health Reimbursement Arrangements (ICHRAs) are quickly becoming the new way to provide employee health-related benefits. These unique platforms ...
Two hands shaking through a computer screen
You recognize the many benefits to your business in transitioning to offer an Individual Coverage Health Reimbursement Arrangement (ICHRA.) And ...
Individual Coverage Health Reimbursement Arrangements (ICHRAs) are fast becoming the popular benefits solutions for countless businesses. With benefits like expense ...
If you’re ready to officially move forward with the setup and launch of your company ICHRA, you’ll want to be ...
Some trends just don’t have staying power. And when you’re talking about the puffy shoulder pads and parachute pants from ...
Individual Coverage Health Reimbursement Arrangement (ICHRA) is still considered the new kid on the block after becoming a viable alternative ...
Renewal season offers companies the opportunity to sign up for new health insurance plans or renew their current plans. Fluctuating ...
Group plans can be confusing and expensive, forcing one-size-fits-all plans without the possibility of customization. Companies are switching away from ...
As a business owner at the helm or Human Resources professional, you see the inherent benefits of transitioning to an ...
hands on laptop
In our first two segments of health insurance terms explained, we highlight what you need to know to help you ...
cost written on blackboard arrow going up
In the complicated arena of health insurance, we know half the battle of choosing a plan lies in understanding the ...
There are several benefit types that employers can offer their employees to help them manage out-of-pocket medical expenses. A few ...
Growing companies across all types of industries are realizing there are new options for providing health benefits to employees these ...
policies being written by hand. Compliance is highlighted.
When you make the official decision to move forward with adopting an ICHRA for your business, it doesn’t mean you ...

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In 2020, the telemedicine boom rushed into nearly every area of the health ecosystem. The collision of health tech and ...
If you’re preparing to explore the ACA Marketplace for the first time, APTC may be new to you. Even still, ...
Today’s worker has an average of 12.5 jobs in their lifetime. Twenty-six percent of these jobs last less than one ...
If you’re like most working Americans, you know what it means to have insurance coverage through an employer. And you ...
It’s pretty tough to make heads or tails out of what to expect with the current state of COVID-19 and ...
If you’re finishing up with your studies this year, you’re probably feeling the weight of all the adulting decisions around ...
Congratulations on your new job! You’re probably excited about getting into your first full-time gig and feeling a little anxious ...
Moving can be incredibly stressful, with all the packing, hauling, and cleaning. Yet there is that one sweet moment, that ...
Making and maintaining friendships while growing up was often as simple as being in the same classroom, eating at the ...
As more Americans become aware of and in tune with their mental health, the need for finding mental health professionals ...
We’re halfway through summer already, and you might still be feeling like you’re in recovery mode from the events of ...
During the course of the pandemic, millions of Americans found themselves at home with extra time on their hands. And ...
With so many changes happening within the healthcare and health insurance industries, consumers sometimes struggle to keep up with the ...
The pandemic taught us all a few lessons last year. Businesses learned how to transition to remote working environments. Kids ...
1. Your Parents' Health Insurance Nest Won’t Hold You Forever It may come as a surprise to many “adult children” ...
Telehealth became one of the only methods for patients to connect with their providers during the shutdowns associated with the ...
The current real estate market has reached new heights as prices of homes are rising, and supply continues to fall ...
In today’s world, everyone tends to look at everything they do through a lens of safety and protection from any ...
The Greatest Generation is Taking Charge While the past year was rough for seniors shuttered indoors, many of those who ...
There are quite a few new job opportunities out there right now as thousands of companies are experiencing growth. You ...
What you need right now is a vacation. And nothing sounds more appealing than crisp mountain air or your toes ...
Remote Workers Are Cooped In and Pooped Out Over the past year, working remotely, whether as a choice to socially ...
Some people will tell you that the most stressful times in your life will likely boil down to three catalyst ...
Home Is Where the Support Is Since the beginning of the COVID pandemic, workers have been relocating in unprecedented numbers. ...
Times were hard enough when you first found yourself being furloughed from your job. But, now, months later, you’re facing ...
Girls on bicycles
You often hear the experts talk about quarantine fatigue. Add to that fatigue the regional winter blues, and you have ...
man sitting among moving boxes
The thought of packing up your entire life and moving to a new location may seem daunting. Moving often takes ...
man taping moving box
Moving causes a lot of stress and is often a large expense that you must factor into your budget. COVID-19 ...
three dogs
With the pandemic conditions of the past year, and countless people seeing a reduction in pay, the need for more ...
fruits and handweights
The journey to healthier living is often difficult and has many stops along the way. Making small but beneficial changes ...
A clock
The winter blues are a real thing, and given the year we’ve all had, it’s definitely time to shake off ...
Scissors cutting through a marriage certificate
This year has already been especially difficult for everyone. But if you find yourself also experiencing a divorce, you might ...
A child's toy keyset lays next to a laptop computer
Just about a year ago, America quickly transitioned to working from home whenever possible. It’s hard to believe the nationwide ...
Child and older man walk the beach
Health and wellness goals lead to efforts usually beyond hitting the gym or committing to a resolution for the new ...
waking from bed with a coffee mug and fingers in a peace sign
Staying Healthy Can Be Exhausting Harvard Health Publishing suggests that “maintaining good health requires work, smart lifestyle choices, and the ...
One of many trends that emerged during the course of the pandemic is the need for Americans to find another ...
Most seasoned and veteran moms will tell you that the one time in your life you should expect to receive ...
The challenges that come with first-time motherhood are abundant. But one thing that can compound these challenges even more, is ...
As a new mom, you might be amazed at how often people, some you barely know, are willing to give ...
Congratulations are in order! You have a new baby and are ready to come home. Whether it’s your first child ...
There are some life-changing events that come planned well in advance. Other changes come as a complete surprise. Life is ...
This time of year, millions of Americans vow to make changes in the new year. It’s probably why you usually ...
Many Americans consider themselves fortunate enough to like and respect their healthcare providers. But doctors retire. Health organizations change parent ...
There’s no question that 2020 has been an emotionally challenging year for everyone. Some households experienced significant income losses due ...
Every year, thousands of Americans face a daunting decision. Aging parents and senior loved ones may be ready to transition ...
It’s been a tough year for everyone. And if you’re like thousands of Americans, you’re also without a job right ...
A woman looks out over a city skyline.
It’s a great big world out there, and you’re ready to venture out to make your mark. You’re young and ...
Two hands shaking.
Congratulations on making it to the comprehensive interview phase of your new potential career! It’s a big step, and you ...
You have waited long enough. It’s time to take the leap into the entrepreneurship arena and start your own business. ...
Preventative Care a nurse puts their hand on a patient, while checking vital signs.
Having health insurance is a necessity. You choose a plan to help pay for extenuating costs associated with treating illnesses, ...
Hands typing on a laptop
In today’s fast-paced world, consumers come to expect certain efficiencies with their service providers. From bundling services and billing to ...
Quitting your job? A home office
You have ultimately decided to leave your current job. Maybe it’s because you have a new opportunity with a different ...
When You Get Fired. A young woman looking forlorn
Getting fired from a job can feel devastating in the moment, especially if you didn’t suspect a termination was coming. ...
Moving Checklist. A dog sits in a carboard box
If you’re planning a move, you are probably feeling like an expert at creating checklists. There are so many tasks ...
Your New Baby. A pacifier
Congratulations are in order! You are now responsible for a precious new and tiny life in the world, and your ...
Getting Married . Two rings
Getting married offers a host of reasons to celebrate. You’re making the official commitment to spend the rest of your ...
Find a New Job Before Your Health Insurance Runs Out. A tablet with virtual application
Over the last few months, millions of Americans found themselves furloughed, laid off, and without work through no fault of ...
What To Do When You're Furloughed. A man looks outside through blinds in a window
For many Americans, the shelter in place orders and economic shutdown brought layoffs and furloughs. While you may be left ...
Unexpected Life Changes. A computer keyboard with a
Life happens, and that sometimes means unexpected changes to family, career, and health. While there are presumably thousands of potentially ...
Married During Quarantine? A couple being married while wearing covid protection
Wedding dates in the midst of quarantine conditions presented new and unique challenges. Couples who initially postponed or even canceled ...

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Why you need health insurance. Stethoscope on table.
You may find yourself in a position where you face a lapse in insurance coverage. Maybe you’re between jobs or ...
We often talk about the various nuances that go along with qualifying for Medicare, how to use it, and for ...
Medicare Basics. Man and a woman holding a tablet and a bottle of medication.
Established in 1965, Medicare is the federal health insurance program primarily for individuals who are 65 and older. This program ...
There are so many layers to available health insurance these days. It can be difficult to navigate your options when ...
In the wake of the past and ongoing effects of the pandemic, Americans are trying to find their way through ...
The United States is well-known for expensive healthcare. To give yourself peace of mind, even in the face of disaster, ...
Medicare Enrollment Form
Medicare is a federal health insurance program designed to help people cope with their medical expenses. There are several categories ...
Summary of Benefits and Coverage. A stethoscope pictured.
When shopping for a health insurance plan on a Marketplace, you may have come across a link to a document ...
When Employer Coverage Ends. A hand moves a wooden blocks with a medical cross printed on it. Four other blocks are next to that one.
Like many Americans, I found myself in the unenviable position of needing to enroll in health coverage as a result ...
You’ve probably spent your whole life navigating the health insurance industry, learning the ins and outs of how to find ...
All About Medicaid. A clipboard with medical tools on top of it
What is Medicaid? Medicaid is a joint federal and state program that allows Americans to receive free or low-cost health ...
Medicaid, along with its joint program CHIP (Children’s Health Insurance Program,) provides much-needed health insurance coverage benefits to more than ...

Search Our Blog

Keyword

Write your keyword here.

Category

Write your keyword here.

Tags

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Health insurance, in general, can be incredibly complicated. There are regulations to adhere to and guidelines to follow. Serving two ...
The 2021 Marketplace Special Enrollment Period (SEP) provided Americans the opportunity to enroll in coverage through the ACA Marketplace; many ...
The countless operational decisions you face as a business owner can be overwhelming. But when it comes to benefits and ...
In 2020, the telemedicine boom rushed into nearly every area of the health ecosystem. The collision of health tech and ...
Once again there are changes on the horizons for health plans and State-Based Marketplaces (SBMs). The Centers for Medicare & ...
There are several benefit types that employers can offer their employees to help them manage out-of-pocket medical expenses. A few ...
As a company leader, business owner, or human resources professional, you know the importance and compliance requirements of offering benefits ...
If you’re preparing to explore the ACA Marketplace for the first time, APTC may be new to you. Even still, ...
Sure, we’ve been saying just how popular the Individual Coverage Health Reimbursement Arrangement is for some time now. And while ...
Open enrollment is coming and probably quicker than you had hoped. It’s that time of year that many HR professionals ...
Today’s worker has an average of 12.5 jobs in their lifetime. Twenty-six percent of these jobs last less than one ...
Some trends just don’t have staying power. And when you’re talking about the puffy shoulder pads and parachute pants from ...
Today’s businesses are looking for innovative ways to offer employee benefits options that make sense. You want to make sure ...
If you’re like most working Americans, you know what it means to have insurance coverage through an employer. And you ...
Medicaid, along with its joint program CHIP (Children’s Health Insurance Program,) provides much-needed health insurance coverage benefits to more than ...
If you’re ready to officially move forward with the setup and launch of your company ICHRA, you’ll want to be ...
The Web and Woe of the Job Economy You’d have to look back to the beginning of Dotcom in the ...
It’s pretty tough to make heads or tails out of what to expect with the current state of COVID-19 and ...
Individual Coverage Health Reimbursement Arrangement (ICHRA) is still considered the new kid on the block after becoming a viable alternative ...
Companies are racing to find the best ways to stay connected to employees, customers, and resources. While the pandemic forced ...
If you’re finishing up with your studies this year, you’re probably feeling the weight of all the adulting decisions around ...
In the wake of the past and ongoing effects of the pandemic, Americans are trying to find their way through ...
You know the Individual Coverage Health Reimbursement Arrangement (ICHRA) is good for your business from a budget standpoint and a ...
How exciting! You finally got an interview with your dream company for your dream job. Time to suit up and ...
Congratulations on your new job! You’re probably excited about getting into your first full-time gig and feeling a little anxious ...
While companies like Amazon, InstaCart, and DoorDash offer some of the most engaging user experiences for customers, the health insurance ...
Growing companies across all types of industries are realizing there are new options for providing health benefits to employees these ...
Right now, thriving businesses know the importance of creating, enhancing, and maintaining a quality company culture for employees. But it ...
Moving can be incredibly stressful, with all the packing, hauling, and cleaning. Yet there is that one sweet moment, that ...
Ongoing legislation changes continue to effect State-based Marketplaces (SBMs) and how they supply insurance to new and returning members on ...
More and more employers are switching over to Individual Coverage Health Reimbursement Arrangements (ICHRAs) to offer affordable and comprehensible health ...
It's not uncommon for people to dread the return to work after working remotely for the better part of a ...
Making and maintaining friendships while growing up was often as simple as being in the same classroom, eating at the ...
Millions of Americans have plans through the Affordable Care Act Marketplace right now. The pandemic drove many to unemployment, and ...
Individual Coverage Health Reimbursement Arrangements keep gaining traction among businesses as the most cost-effective way to provide benefits to their ...
Companies are taking necessary steps to create hiring equity, and leaders are doing their best to identify key areas of ...
As more Americans become aware of and in tune with their mental health, the need for finding mental health professionals ...
The COVID-19 pandemic has an impact on the lives of all Americans one way or another. While many struggled with ...
When it comes to Individual Coverage Health Reimbursement Arrangements, also referred to as ICHRAs (ick-rahs,) businesses seem to know and ...
Most of us were told that when we grew up we could be anything we imagined ourselves to be... the ...
We’re halfway through summer already, and you might still be feeling like you’re in recovery mode from the events of ...
The history of the Affordable Care Act (ACA) has been full of twist in turns that have made the longevity ...
Individual Coverage Health Reimbursement Arrangements (ICHRAs) continue to be the popular way forward for countless businesses looking to explore more ...
While many businesses plan to continue operations with remote workforces, millions of Americans are ready to get back to the ...
During the course of the pandemic, millions of Americans found themselves at home with extra time on their hands. And ...
Individual Coverage Health Reimbursement Arrangements (ICHRAs) are fast becoming the popular benefits solutions for countless businesses. With benefits like expense ...
Fact: Fifty-five percent of small firms and 99% of large firms offer health benefits to at least some of their ...
With so many changes happening within the healthcare and health insurance industries, consumers sometimes struggle to keep up with the ...
Throughout the course of the past year, with the pandemic and the subsequent shutdowns, quarantines, and increased public health risks, ...
Individual Coverage Health Reimbursement Arrangements (ICHRAs) are quickly becoming the new way to provide employee health-related benefits. These unique platforms ...
Today’s business leaders recognize the ongoing advancement of technology and its many benefits to growth and success. Those who can ...
The pandemic taught us all a few lessons last year. Businesses learned how to transition to remote working environments. Kids ...
An excepted benefit health reimbursement arrangement (EBHRA) provides employer refunds to help fund expenses outside traditional health insurance coverage. As ...
There is a great deal of talk in recent weeks about the Individual Coverage Health Reimbursement Arrangement (ICHRA). Often viewed ...
1. Offer Activities to Take Advantage of the Nice Weather For employees that have already returned to the office, looking ...
1. Your Parents' Health Insurance Nest Won’t Hold You Forever It may come as a surprise to many “adult children” ...
Employers know that no matter what insurance solution they choose, they will need to abide by certain affordability benchmarks with ...
We recently shared the latest news regarding the Congressional Budget Office (CBO) and its guide for a federally governed public ...
With Summer now in full swing and vaccination rates continuing to rise, companies are reevaluating the need for working at ...
Telehealth became one of the only methods for patients to connect with their providers during the shutdowns associated with the ...
The Centers for Medicare and Medicaid Services weighed in back in March, committing additional funding to support the Navigator Program. ...
If your company or organization has been in business for a few years, you’re likely familiar with the concept of ...
As an employer, one of your key missions is to ensure the success, growth, and well-being of those who work ...
The current real estate market has reached new heights as prices of homes are rising, and supply continues to fall ...
Considering just how popular Individual Health Coverage Reimbursement Arrangements (ICHRAs) are right now, businesses are also asking a lot of ...
In today’s working environment, especially with the increased number of remote workers, managers and business owners know the importance of ...
In today’s world, everyone tends to look at everything they do through a lens of safety and protection from any ...
The Congressional Budget Office (CBO) recently shared a guide with implementations and suggestions about designing a federally managed public option ...
If you're like many American companies in 2021, you may be exploring different and more cost-effective options for offering employee ...
Providing an inclusive and diverse work environment takes effort. Your organization may already have a detailed plan in place for ...
The Greatest Generation is Taking Charge While the past year was rough for seniors shuttered indoors, many of those who ...
Affordable Care Act received vast amounts of praise and criticism since its inception in 2010. Policy makers, health insurance providers, ...
Transitioning to a new way of offering health benefits can be overwhelming and costly. Not only can an Individual Coverage ...
Business leaders and managers know the importance of having an open and honest communication strategy with employees. But in today’s ...
There are quite a few new job opportunities out there right now as thousands of companies are experiencing growth. You ...
The Health Reimbursement Arrangement (HRA) is fast becoming the popular solution for many businesses looking to explore new ways to ...
As more and more organizations are turning towards the multitude of benefits offered by an Individual Coverage Health Reimbursement Arrangement ...
Shifting workplace environment and employee needs result in companies needing to adjust their existing policies to best ensure a healthy ...
What you need right now is a vacation. And nothing sounds more appealing than crisp mountain air or your toes ...
When the Affordable Care Act was introduced, plans were categorized into metal tiers. In part, officials sought to make choosing ...
With the costs and maintaince of traditional group insurance plans skyrocketing, businesses are turning to more creative solutions to meet ...
Remote Workers Are Cooped In and Pooped Out Over the past year, working remotely, whether as a choice to socially ...
Some people will tell you that the most stressful times in your life will likely boil down to three catalyst ...
When it was first enacted, all the way back in March of 2010, critics weren't so sure the Affordable Care ...
Renewal season offers companies the opportunity to sign up for new health insurance plans or renew their current plans. Fluctuating ...
One of the many challenges facing companies today is the shortage of qualified workers. From entry-level retail jobs to restaurant ...
Home Is Where the Support Is Since the beginning of the COVID pandemic, workers have been relocating in unprecedented numbers. ...
The American Rescue Plan, issued by President Biden, is primed to help Americans get back on track with their health ...
Group plans can be confusing and expensive, forcing one-size-fits-all plans without the possibility of customization. Companies are switching away from ...
Spring can be a sign of change and renewal. It’s that special time of year when people open their windows, ...
Times were hard enough when you first found yourself being furloughed from your job. But, now, months later, you’re facing ...
Health Reimbursement Exchanges, and the various platforms thereof, including ICHRAs and QSEHRAs, are increasingly popular among budget-savvy businesses these days. ...
man holding red umbrella over blocks resembling people
The American Rescue Plan (ARP) makes it much more affordable for individuals to secure coverage through the Marketplace. The increased ...
people working at desks wearing PPE masks
Reopening the workplace may be the top priority on your mind right now. Business owners nationwide are trying to figure ...
Girls on bicycles
You often hear the experts talk about quarantine fatigue. Add to that fatigue the regional winter blues, and you have ...
Woman thinking
Many employers are offering a health reimbursement arrangement (HRA) because it provides a flexible way for employers to offer health ...
policies being written by hand. Compliance is highlighted.
When you make the official decision to move forward with adopting an ICHRA for your business, it doesn’t mean you ...
laptop on a desk
Remote Workers are Cooped in and Pooped Out Over the past year, working remotely, whether as a choice to socially ...
man sitting among moving boxes
The thought of packing up your entire life and moving to a new location may seem daunting. Moving often takes ...
exit road sign
One of the volatile shifts we see in the health insurance industry is the widespread coming and going of insurers ...
Group of multiple racial people and their children
President Biden recently signed an executive order allowing all eligible residents to sign up for health coverage from February 15th ...
blackboard with plan, do, check, act written in a circle
While many businesses are flocking to ICHRA solutions for the first time, there are thousands of companies that already leverage ...
team climbing mountain
It used to be that the “glass ceiling” was a reference to the lack of females holding executive level or ...
man taping moving box
Moving causes a lot of stress and is often a large expense that you must factor into your budget. COVID-19 ...
hands on laptop
In our first two segments of health insurance terms explained, we highlight what you need to know to help you ...
two women and one man on a cellphone
Individual Coverage Health Reimbursement Arrangements (ICHRAs) continue to be incredibly popular benefits platforms for businesses of all sizes. Rebounding from ...
Illustration two heads Growth vs Fixed mindsets.
Companies focused on adaptability and growth should be familiar with the “growth mindset,” first introduced by Dr. Dweck in 1988. ...
Keyboard. New Regulations written one a button about to be pressed.
On March 11, 2021, the Biden-Harris Administration signed into law the American Rescue Plan Act (ARP) of 2021 allocating $1.9 ...
three dogs
With the pandemic conditions of the past year, and countless people seeing a reduction in pay, the need for more ...
cost written on blackboard arrow going up
In the complicated arena of health insurance, we know half the battle of choosing a plan lies in understanding the ...
The White House
With the increased popularity of the Individual Coverage Health Reimbursement Arrangement (ICHRA) among American businesses, there has certainly been an ...
fruits and handweights
The journey to healthier living is often difficult and has many stops along the way. Making small but beneficial changes ...
Typed
With so many terms and health insurance plan details to consider, it’s no wonder why so many Americans get confused ...
Illustration loading bar, loading 2021
Running a small business in 2020 was probably a roller coaster you don’t care to ride ever again. It’s been ...
Woman speaking to coworkers through video chat
The close of 2020 did not signal the end of all the challenges companies and employees faced since the onset ...
A clock
The winter blues are a real thing, and given the year we’ve all had, it’s definitely time to shake off ...
A Caduceus
There are a few different healthcare models that various governments abroad adopt. You may have heard of the national health ...
A woman surrounded by question marks looking pensive
In the health insurance and medical benefits realms, there are countless benefits structure options for businesses. We’ve talked about insurance ...
A sapling, coins and blocks with 2021 written on them sit on a table.
A strategic compensation strategy guides companies’ approach to managing total employee compensation. According to the 2021 Compensation Best Practices report ...
Scissors cutting through a marriage certificate
This year has already been especially difficult for everyone. But if you find yourself also experiencing a divorce, you might ...
Illustration woman having a video chat with doctor
There has been an explosion of virtual services and remote connections between doctors and their patients over the last year, ...
Two hands shaking through a computer screen
You recognize the many benefits to your business in transitioning to offer an Individual Coverage Health Reimbursement Arrangement (ICHRA.) And ...
Two hands holding blocks.
With benefit offerings growing more competitive, employers need to respond to the needs of their employees and constantly improve the ...
A child's toy keyset lays next to a laptop computer
Just about a year ago, America quickly transitioned to working from home whenever possible. It’s hard to believe the nationwide ...
Child and older man walk the beach
Health and wellness goals lead to efforts usually beyond hitting the gym or committing to a resolution for the new ...
man holding a newspaper which reads
There’s a lot of buzz and surge in popularity among businesses regarding Individual Coverage Health Reimbursement Arrangements. Companies large and ...
Gavel and papers on a desk.
The Biden administration, and the Democrats at large, have been vocal in their support for small businesses and the working ...
waking from bed with a coffee mug and fingers in a peace sign
Staying Healthy Can Be Exhausting Harvard Health Publishing suggests that “maintaining good health requires work, smart lifestyle choices, and the ...
thinking man, surrounded by question marks
With so many businesses adopting an Individual Coverage Health Reimbursement Arrangement (ICHRA,) there are thousands of Americans facing these new ...
Group of multiple racial people and their children
President Biden recently signed an executive order allowing all eligible residents to sign up for health coverage from February 15th ...
You have probably heard all the buzz about offering an Individual Coverage Health Reimbursement Arrangement (ICHRA.) And at first glance, ...
illustration the hands of five people pointed upwards
As demographics continue to diversify and expand, employers need to realize the importance of establishing and supporting a diverse talent ...
One of many trends that emerged during the course of the pandemic is the need for Americans to find another ...
COVID-19 has certainly changed every aspect of our lives over the last year. And it’s been devastating for thousands of ...
As a business owner at the helm or Human Resources professional, you see the inherent benefits of transitioning to an ...
Most seasoned and veteran moms will tell you that the one time in your life you should expect to receive ...
Health insurance variances can be complex and are often confusing at the consumer level. We have discussed some of the ...
You, much like many other business owners and benefits coordinators, have decided after a year like 2020, the best employee ...
Constant employee turnover often contributes to a company’s inability to meet objectives. Recruiting, hiring, and training new employees costs and ...
The challenges that come with first-time motherhood are abundant. But one thing that can compound these challenges even more, is ...
Exciting news for the Individual Marketplace. On January 14th, the Centers for Medicare and Medicaid Services (CMS) issued the first ...
You’ve probably spent your whole life navigating the health insurance industry, learning the ins and outs of how to find ...
We often talk about the various nuances that go along with qualifying for Medicare, how to use it, and for ...
As a small business looking to recruit and retain talent, offering access to quality and personalized health insurance stands to ...
As a new mom, you might be amazed at how often people, some you barely know, are willing to give ...
Individual Coverage Health Reimbursement Arrangements (ICHRAs) are fast becoming a popular and affordable choice for companies to offer their employees. ...
On December 27, 2020, the Coronavirus Response and Relief Supplemental Appropriations Act was signed into law, providing $900 billion in ...
Congratulations are in order! You have a new baby and are ready to come home. Whether it’s your first child ...
You may have a general understanding of the premium tax credit, especially if you have experience with health insurance coverage ...
If you’re like most Americans, you’re glad to see 2020 in the rearview mirror. And now, the next big task ...
If you are still unsure and on the fence about health insurance and transitioning your company’s benefits program away from ...
There are some life-changing events that come planned well in advance. Other changes come as a complete surprise. Life is ...
More and more Americans these days are getting smart and savvy about using the Marketplace to find health insurance. And ...
As a small business owner or principal, you are sold on the idea of implementing a Health Reimbursement Arrangement (HRA) ...
This time of year, millions of Americans vow to make changes in the new year. It’s probably why you usually ...
When you try to understand your health insurance plan’s explanation of benefits or look to explore new insurance plans on ...
With the compounding implications of the pandemic, businesses are looking for better solutions to offer their employees in terms of ...
Many Americans consider themselves fortunate enough to like and respect their healthcare providers. But doctors retire. Health organizations change parent ...
With so many types of health insurance plans and options, it can be challenging to decipher, which is the best ...
Businesses large and small are re-evaluating their company health insurance offerings right now. You, too, may be reviewing your options ...
There’s no question that 2020 has been an emotionally challenging year for everyone. Some households experienced significant income losses due ...
Every year, thousands of Americans face a daunting decision. Aging parents and senior loved ones may be ready to transition ...
As you browse the available health insurance plans during this Open Enrollment period, you may find yourself confused about some ...
There are so many layers to available health insurance these days. It can be difficult to navigate your options when ...
Let’s be honest. The sooner we can get 2020 in the rearview mirror, the better, right? With the pandemic, millions ...
It’s been a tough year for everyone. And if you’re like thousands of Americans, you’re also without a job right ...
Healthcare is expensive, and you probably won’t find anyone on either side of the political aisle who will disagree with ...
A woman looks out over a city skyline.
It’s a great big world out there, and you’re ready to venture out to make your mark. You’re young and ...
Two hands shaking.
Congratulations on making it to the comprehensive interview phase of your new potential career! It’s a big step, and you ...
Let’s talk about health reimbursement arrangements (HRAs) for a minute. These plans are becoming more popular among employers as companies ...
Open Enrollment is happening now on the Marketplace. And for millions of Americans, the affordable health insurance options are much ...
You have waited long enough. It’s time to take the leap into the entrepreneurship arena and start your own business. ...
Open Enrollment is happening now, and as you consider your options for health insurance coverage in 2021, you might be ...
The United States is well-known for expensive healthcare. To give yourself peace of mind, even in the face of disaster, ...
Questions about Insurance 2020. Question marks scattered. Some of them glow orange.
This year, for many, has certainly come with its share of difficult challenges. Americans can, however, look forward to the ...
Medicare Enrollment Form
Medicare is a federal health insurance program designed to help people cope with their medical expenses. There are several categories ...
Preventative Care a nurse puts their hand on a patient, while checking vital signs.
Having health insurance is a necessity. You choose a plan to help pay for extenuating costs associated with treating illnesses, ...
Health Insurance Costs. Four American twenty dollar bills are shown.
Open Enrollment is just around the corner. The Marketplace opens up for new plan selection on Sunday, November 1st, and ...
ACA Premiums. American Flag, American money, and a stethoscope.
There isn’t an industry that hasn’t been affected by the dynamic shifts and economic hardships of 2020. Some are struggling ...
Understanding Provider Networks. Hand securing blood pressure cuff.
As you explore your health insurance options, you’re often bombarded with lingo and jargon that can be confusing. To understand ...
If you are self-employed, whether you own a business or are freelancing as a 1099 contractor, you need health insurance. ...
Medicare Basics. Man and a woman holding a tablet and a bottle of medication.
Established in 1965, Medicare is the federal health insurance program primarily for individuals who are 65 and older. This program ...
How to Choose the Best Health Plan.A folder marked
While sifting through your health insurance options, you’ve probably noticed these acronyms – HMO, PPO, EPO, and POS, and likely ...
Hands typing on a laptop
In today’s fast-paced world, consumers come to expect certain efficiencies with their service providers. From bundling services and billing to ...
Why you need health insurance. Stethoscope on table.
You may find yourself in a position where you face a lapse in insurance coverage. Maybe you’re between jobs or ...
Quitting your job? A home office
You have ultimately decided to leave your current job. Maybe it’s because you have a new opportunity with a different ...
When You Get Fired. A young woman looking forlorn
Getting fired from a job can feel devastating in the moment, especially if you didn’t suspect a termination was coming. ...
Social Determinants of Health. Astethoscope and red heart
Our health status is often a consequence of our age, inherited genetics, and behavioral decisions. However, there are other, often ...
Moving to a New State. A woman looking at a map
If you're facing a move to a new home, knowing what to put on your to-do list is critical. But ...
Essential Health Benefits. Image of a stethoscope, pills, bandages and assorted medical paraphernalia.
Did you know that the Affordable Care Act (AKA: the ACA / Obamacare) requires all health plans within the Marketplace ...
Moving Checklist. A dog sits in a carboard box
If you’re planning a move, you are probably feeling like an expert at creating checklists. There are so many tasks ...
Your New Baby. A pacifier
Congratulations are in order! You are now responsible for a precious new and tiny life in the world, and your ...
Summary of Benefits and Coverage. A stethoscope pictured.
When shopping for a health insurance plan on a Marketplace, you may have come across a link to a document ...
Getting Married . Two rings
Getting married offers a host of reasons to celebrate. You’re making the official commitment to spend the rest of your ...
Health Insurance Tiers. A stethoscope and credit card
When searching for a health insurance plan in the Marketplace, you may have noticed that each one has a type ...
Find a New Job Before Your Health Insurance Runs Out. A tablet with virtual application
Over the last few months, millions of Americans found themselves furloughed, laid off, and without work through no fault of ...
What To Do When You're Furloughed. A man looks outside through blinds in a window
For many Americans, the shelter in place orders and economic shutdown brought layoffs and furloughs. While you may be left ...
Health Plan Star Ratings. 5 stars sit above a cellphone in someone's hand
While browsing Affordable Care Act (ACA) plans, you may have noticed that each one has a star rating from 1 ...
Unexpected Life Changes. A computer keyboard with a
Life happens, and that sometimes means unexpected changes to family, career, and health. While there are presumably thousands of potentially ...
Married During Quarantine? A couple being married while wearing covid protection
Wedding dates in the midst of quarantine conditions presented new and unique challenges. Couples who initially postponed or even canceled ...
ICHRA: COBRA and ERISA. Cobra is written in wood on a clipboard, paperwork is along side.
Definitions ICHRA – Individual Coverage Health Reimbursement Arrangement ERISA – Employee Retirement Income Security Act COBRA – Consolidated Omnibus Budget ...
stethoscope wrapped around stack of money
Does your business have more than 50 full-time equivalent (FTE) employees? If so, the Affordable Care Act (ACA) requires you ...
COBRA Coverage vs. ACA Plans. A calculator, piggy bank, and stethoscope
If you’ve recently lost or left your job and you no longer have employer-sponsored health coverage, you may be thinking: ...
puzzle pieces - a new person joins three others already connected.
ICHRA is a cool new benefit design that has been available since January 2020. This type of HRA is a ...
piggy bank, calculator, pen and paper on a desk
Individual Coverage Health Reimbursement Arrangement, or ICHRA (pronounced “ick-rah”) is a new benefit design that has been available since January ...
All About Medicaid. A clipboard with medical tools on top of it
What is Medicaid? Medicaid is a joint federal and state program that allows Americans to receive free or low-cost health ...
Individual Coverage Health Reimbursement Arrangement or ICHRA (pronounced “ick-rah”) is a new health benefit design that has been available since ...
wooden letters H R A
The Individual Coverage Health Reimbursement Arrangement or ICHRA (pronounced “ick-rah”) is a relatively new health benefit design that has been ...
Two hands surrounding a paper cutout of a man in a suit and briefcase, on top of a desk.
An Individual Coverage Health Reimbursement Arrangement (ICHRA, “Ick-ra”), sometimes called an individual integrated HRA, is a brand-new employee benefit for ...
Advanced Premium Tax Credit (APTC). Hands operating a calculator and holding a piece of paper
If you buy your own health insurance, this one’s for you! Learn how to save with the Advanced Premium Tax ...
When Employer Coverage Ends. A hand moves a wooden blocks with a medical cross printed on it. Four other blocks are next to that one.
Like many Americans, I found myself in the unenviable position of needing to enroll in health coverage as a result ...
Qualifying Life Events. Blurry image of a man sitting with a laptop
The novel coronavirus (COVID-19) pandemic has severely affected the American workforce, with over 6.6M people filing for unemployment in a ...
Health Insurance Amid COVID-19. A stethoscope on a piece of paper
Over the last few weeks, the novel coronavirus (COVID-19) pandemic has put the nation on high alert, as concerns rise ...

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