Brokers
June 2, 2022

Brokers and Technology: The Ultimate Pair

Ready to take enrolling and retaining clients to the next level? Scale current operations by investing in technology designed to save brokers’ resources while improving…
Michelle Hu
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Hard-to-reach clientsBrokers
May 25, 2022

A Broker’s Guide to Targeting Hard-to-Reach Clients

Getting clients to respond to outreach can be challenging. Many factors might lead to a disappearing client, so brokers must be on their A-game.   With…
Michelle Hu
Love0
Family GlitchICHRA
May 24, 2022

Say Goodbye to the Family Glitch and Hello to ICHRA

A fix to the infamous Family Glitch would eliminate a coverage gap in the Affordable Care Act (ACA) that led to unaffordable coverage for 5.1…
Michelle Hu
Love0
increase retentionBrokers
May 18, 2022

3 Ways Brokers Can Scale Their Services and Increase Retention

With an ever-growing client list, brokers need a simple way to manage their book of business and communication efforts. Having a single platform to track…
Michelle Hu
Love0
ICHRA
May 13, 2022

ICHRA and State-Based Marketplaces: Increase Enrollment Rates in New Markets

States can improve enrollment rates by supporting Individual Coverage Health Reimbursement Arrangements (ICHRAs). The landscape for employer-sponsored health insurance constantly changes. Annual rate increases are…
Michelle Hu
Love0
BrokersHealthcare News
May 10, 2022

Brokers Must Increase Outreach Before the ARPA Subsidies Expire

The expiration of American Rescue Plan Act (ARPA) subsidies at the end of 2022 may result in 3 million members losing coverage. Reduced subsidies is…
Michelle Hu
Love0
BrokersICHRA
May 4, 2022

How Brokers Can Get the Most Out of ICHRA

Get ready to expand into new markets and grow your client base with the new alternative to the outdated traditional group coverage. An Individual Coverage…
Michelle Hu
Love0
ICHRA
April 29, 2022

3 Top ICHRA Legal Questions

We often discuss some of the more commonly asked questions from business owners and HR professionals who are exploring ICHRA for the first time. But…
Michelle Hu
Love0
Healthcare News
April 28, 2022

Members May Pay More or Lose Coverage When the ARPA Subsidies Expire

Members could be at risk of paying more for their health insurance, or losing it completely, once the American Rescue Plan Act (ARPA) subsidies expire…
Josh Schultz
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ICHRA
April 22, 2022

Understanding Insurance Options for the Self-Employed

We often discuss the many benefits of ICHRAs for small, medium, and large businesses. But how does coverage work if you’re a solopreneur who’s self-employed,…
Michelle Hu
Love0
ICHRA
April 20, 2022

3 Most Common ICHRA Questions Employees Will Ask

Excited about getting a company’s ICHRA set up and introduced to employees? They’ll appreciate the reimbursement model far more than the one-size-fits-all, often costly, group…
Michelle Hu
Love0
ICHRA
April 12, 2022

An Employer’s Guide to Meeting ICHRA Notice Requirements

Employers gain cost benefits, flexibility advantages, and employee-facing perks worth leveraging when they implement an Individual Coverage Health Reimbursement Arrangement (ICHRA) model; however, they must…
Michelle Hu
Love0
communication channelsBrokers
April 6, 2022

3 Communication Channels Brokers Should Utilize for Improved Enrollment and Retention Rates

A broker's ability to personally connect with clients is a key factor in improving enrollment and retention rates. Brokers fill the gap between health issuers…
Michelle Hu
Love0
ICHRA
March 31, 2022

How To Choose Between an ICHRA & Group Insurance Plans

It’s important to explore your company’s options for health insurance benefits each year. And while it seems best to stick with what you know and…
Michelle Hu
Love0
Business
March 30, 2022

How to Apply for a New Job in Today’s Market

Maybe the pandemic has inspired you to take a closer look at your career. With a new perspective, you’re ready for a change. But today’s…
Nicole Dale
Love0
ICHRA
March 29, 2022

How an ICHRA and Off-Exchange Meet

As a business leader, you’re always looking for more efficient ways to improve your employees’ benefits plans. But you’re also mindful of your budgets. Considering…
Michelle Hu
Love0
ICHRAMedicare
March 24, 2022

Medicare and ICHRA: A Complementary Layer of Benefits

The number of Americans eligible for Medicare continues to grow alongside companies adopting Individual Coverage Health Reimbursement Arrangements (ICHRA). The flexibility and cohesion of both…
Michelle Hu
Love0
Business
March 23, 2022

What Key Elements to Look for in a New Job

It used to be that workers could just look for a new job based on the job description, the pay and compensation, and the hours…
Nicole Dale
Love0
ACAHealthcare News
March 22, 2022

How COBRA Coverage and ACA Plans Work Together

With so many different and emerging health insurance provisions, it can be challenging to keep up with what’s available to you, who can help, and…
Michelle Hu
Love0
member communicationBrokers
March 16, 2022

3 Tips Brokers Need for Sending Effective Messages

Building a strong relationship with members can dramatically increase retention rates. Constant communication and a positive user experience permits members to discover answers to their…
Michelle Hu
Love0
Health insurance costsICHRA
March 10, 2022

Health Insurance Costs Covered Under an ICHRA

Individual Coverage Health Reimbursement Arrangements (ICHRAs) are transforming how today's businesses provide benefits to employees. Significant advantages to both the company's bottom line as well…
Michelle Hu
Love0
Healthcare News
March 9, 2022

How the Proposed Notice of Benefit and Payment Parameters Could Affect Health Plans and Web Brokers

The Centers for Medicare and Medicaid Services (CMS) issued its annual proposed Notice of Benefit and Payment Parameters (NBPP) on December 28, 2021. This important…
Josh Schultz
Love0
Business
March 2, 2022

3 Ways to Make the Absolute Most of Employee Feedback

Now more than ever, business owners need to be conscientious about what their employees need, prefer, and want. Ignoring or mismanaging critical employee feedback will…
Nicole Dale
Love0
small groupBrokersHealthcare NewsICHRA
March 1, 2022

How to Capitalize on the Underserved Small Group Health Insurance Market

Brokers must always look for new ways to capitalize on growth opportunities and revenue channels; however, there’s one underserved group of small businesses that many…
Michelle Hu
Love0
ICHRA
February 24, 2022

Companies that Qualify for an ICHRA

The Individual Coverage Health Reimbursement Arrangement (ICHRA) model is considered the best way forward for thousands of businesses nationwide because of its customizable affordability, flexible…
Michelle Hu
Love0
Business
February 23, 2022

3 Ways to Prioritize Employee Health

In today’s workplace environment, there is a greater emphasis for employers to prioritize employee health. If you’re looking to explore additional ways to improve your…
Nicole Dale
Love0
Brokers
February 22, 2022

3 Ways for Brokers to Effectively Communicate with Clients

Brokers need to engage in new and effective ways of communication with their clients in efforts to increase retention rates. Many brokers are already exploring…
Michelle Hu
Love0
BrokersICHRA
February 16, 2022

How ICHRAs Work with Brokers

The Individual Coverage Health Reimbursement Arrangement (ICHRA) quickly gained traction among thousands of U.S.-based companies by providing coverage to employees previously ineligible through their traditional…
Michelle Hu
Love0
Brokers
February 9, 2022

3 Essential Tools for a Broker Portal

Health plans looking to increase their enrollment and retention rates must lean on the support of distribution partners, especially brokers. Provide brokers with the tools…
Michelle Hu
Love0
ICHRA
February 3, 2022

Customizing an ICHRA Solution

Companies are adapting and trying to find new ways to innovate in today’s new world. There are new customer-driven and economic demands driving leaders to…
Michelle Hu
Love0
Healthcare News
February 2, 2022

3 Things Health Plans Should Know About the Build Back Better Act

The proposed Build Back Better Act (BBBA) would have significant implementations for health plans due to changing eligibility requirements. With control of the Presidency, House…
Josh Schultz
Love0
Support MembersBrokers
January 26, 2022

3 Ways Brokers can Better Support Members

Increase your member retention rates by constantly expanding your arsenal of support tools and personalizing your outreach. W3LL works to provide a personalized set of…
Michelle Hu
Love0
ICHRAICHRA
January 25, 2022

3 Things Employees Need to do When Transitioning to an ICHRA

The Individual Coverage Health Reimbursement Arrangement (ICHRA) quickly gained traction among thousands of U.S.-based companies in 2021. It’s much different from the traditional group health…
Michelle Hu
Love0
ICHRAICHRA
January 19, 2022

The Other Guys vs. ICHRA

When it comes to selecting a health insurance benefit option for your employees, you'll apply the same level of due diligence and care as any…
Michelle Hu
Love0
administrative burdenEmployers
January 18, 2022

3 Ways Employers Can Eliminate Administrative Burden

When you sit down with your company numbers for 2021, you’ll immediately look for two key things. How did you do in sales, and how…
Nicole Dale
Love0
Design an ICHRAICHRA
January 12, 2022

Learn How to Design an ICHRA Solution

An Individual Coverage Health Reimbursement Arrangement (ICHRA) provides the flexibility and control needed for a personalized coverage model. Customize your health coverage offerings by taking…
Michelle Hu
Love0
Brokers
January 11, 2022

How Health Plans Can Support Distribution Partners

Health plans undergoing a platform upgrade often consider how their changes affect staff and members but must also weigh its effect on distribution partners. These partners,…
Michelle Hu
Love0
ICHRA
December 28, 2021

How ICHRA & APTC Work Together

Adopting an Individual Coverage Health Reimbursement Arrangement (ICHRA) platform for company benefits allows employees to utilize the Advance Premium Tax Credit (APTC) on the ACA…
Michelle Hu
Love0
ICHRA
December 23, 2021

3 Reasons Why ICHRA Makes Sense in a Post-Pandemic Workplace

We often share the most important benefits of adopting an Individual Coverage Health Reimbursement Arrangement (ICHRA) platform for company benefits. And those reasons may be…
Michelle Hu
Love0
ICHRA
December 22, 2021

ICHRA in Comparison

As a business owner, you’re savvy about making decisions for your company. You consider all objective benefits and disadvantages before taking the leap. You crunch…
Michelle Hu
Love0
Business
December 21, 2021

3 Ways Employers can Enhance Health Offerings While Reducing Administrative Overhead

As a business owner and employer, you walk a fine line. Of course, you want to take care of your employees and offer the best,…
Nicole Dale
Love0
BusinessICHRA
December 15, 2021

An Employers Guide to Reimbursement

Part of what attracted you to the Individual Coverage Health Reimbursement Arrangement, or the ICHRA (pronounced ick-rah,) included the flexibility and control the coverage model…
Nicole Dale
Love0
Uncategorized
December 14, 2021

3 Ways to Support Employees During Open Enrollment

As a business leader, you care about the health and wellness of your employees. Take great pride in offering and supporting employee efforts to enroll…
Michelle Hu
Love0
ICHRA
December 13, 2021

W3LL’s Guide for Designing and Implementing an ICHRA

1. Designing Your ICHRA First things first, determine your business needs and goals to decide which version of an Individual Coverage Health Reimbursement Arrangement (ICHRA)…
Michelle Hu
Love0
Business
December 7, 2021

The Solution to Rising Insurance Costs

Employer-sponsored, traditional health plans prove to costly and complicated for businesses focused on growing and improving their company. Expensive group coverage continues to lose ground…
Michelle Hu
Love0
ICHRA
December 1, 2021

Common Misconceptions About ICHRA

Before you officially commit to setting up an ICHRA for your company, you want to know the facts. And while the widespread adoption of the…
Michelle Hu
Love0
ICHRA
November 24, 2021

3 Reasons Why an ICHRA Makes Sense Now

The widespread adoption of the ICHRA model continues, and its popularity among a variety of industry segments can't go unnoticed anymore. It’s more than just…
Michelle Hu
Love0
Health Insurance
November 23, 2021

3 Reasons to Switch to Composable Shopping Solutions

When the pandemic shutdowns first began, countless businesses scrambled to adapt. Some companies shuttered their doors temporarily, some permanently. Others quickly shifted to adopt new…
Michelle Hu
Love0
ICHRA
November 18, 2021

How ICHRAs Work with Ancillary Products

Healthcare, in general, has evolved over the years with advancements in medicine and new technologies. It used to be that patients would visit one primary…
Michelle Hu 867
Love0
ACA
November 16, 2021

3 Ways to Improve Member Transparency (No Surprises Act)

You were likely already looking for ways to improve your business model’s member transparency before now. But when HHS announced the No Surprises Act framework…
Michelle Hu 110
Love0
ICHRA
November 10, 2021

Most Common Questions Asked About ICHRAs

We’ve dedicated a considerable amount of time in recent months exploring the benefits and advantages companies are leveraging with the Individual Coverage Health Reimbursement Arrangement.…
Michelle Hu 74
Love0
Business
November 9, 2021

Consider Switching to a Holistic Health Insurance Model

If your business has learned anything over the last few years, it’s the importance of being flexible and dynamic to weather any storm. Adopt a…
Nicole Dale 96
Love0
ICHRA
October 28, 2021

3 Ways an ICHRA Keeps Risks Low

The Individual Coverage Health Reimbursement Arrangement (ICHRA) model offers employers a simpler way to provide personalized and affordable health insurance to their employees. ICHRA represents…
Michelle Hu 195
Love0
Business
October 27, 2021

3 Ways to Support Seasonal Hires

Countless industries in today’s economy rely on the support of seasonal workers. Sometimes driven by market fluctuations, company growth, or peak buying trends, thousands of…
Nicole Dale 100
Love0
ICHRA
October 22, 2021

The Demand for ICHRA Solutions Continues to Rise

In boardrooms and Human Resources offices across the country, the discussion of the Individual Coverage Health Reimbursement Arrangement (ICHRA) is prevalent. Today’s economy is much…
Michelle Hu 102
Love0
ichra employee questionsUncategorized
October 15, 2021

3 Questions Employees Ask When Considering an ICHRA

Businesses are learning the benefits of Individual Coverage Health Reimbursement Arrangements (ICHRA) and are sharing those benefits with their employees. As employees learn about these…
Michelle Hu 77
Love0
ichra employee classesICHRA
October 14, 2021

Employee Classes for ICHRAs

The Individual Coverage Health Reimbursement Arrangement (ICHRA) offers a great alternative to traditional group insurance. For employers looking to provide their employees’ benefits for the…
Michelle Hu 22,118
Love0
Health Insurance
October 13, 2021

3 Ways to Enhance Your User Experience

You often hear or read about the importance of creating an engaging online user experience. But in the health insurance industry, engagement isn’t like the…
Michelle Hu 113
Love0
ICHRA for your businessBusinessHealthcareICHRA
October 13, 2021

Find Out if an ICHRA Fits Your Business

With the costs and maintenance of traditional group insurance plans skyrocketing, businesses are turning to more creative solutions to meet their insurance needs. An Individual…
Michelle Hu 146
Love0
remote workforceBusiness
October 12, 2021

3 Ways to Simplify Operations with a Remote Workforce

When your company first tried adjusting to the remote workforce during the pandemic shutdowns, you likely faced new challenges. But since then, working from home…
Nicole Dale 38
Love0
ICHRA
October 7, 2021

How the Increase in Benefit Allowances Will Affect Employees and Employers

The data is out, and the word on the street is that benefit allowances are increasing with the widespread adoption of the Individual Coverage Health…
Michelle Hu 51
Love0
Health Insurance
October 6, 2021

3 Things to Look for in an EDE Vendor

With the ACA Marketplace experiencing an unprecedented boom due to new legislation and a reduction in member premiums, many Health Plans are looking for a…
Michelle Hu 92
Love0
Open Enrollment 2022ICHRA
September 30, 2021

A Recap of ICHRA Offerings as We Near Open Enrollment 2022

We’ve talked a lot about the widespread adoption and popularity of the Individual Coverage Health Reimbursement Arrangement (ICHRA.) So many companies have already embraced the…
Michelle Hu 134
Love0
COVID-19 round twoBusiness
September 29, 2021

COVID-19 Round Two: Is Your Business Ready?

Your business, like so many others, may have been blind-sided by COVID-19 last year. But you’ve learned a few things since then. You're proud of…
Nicole Dale 37
Love0
Lifestyle
September 28, 2021

Your Step-to-Step Guide to Enroll in a Qualified Health Plan

It’s pretty hard to believe the year is almost over already. And around the corner are the holidays, the winter season, and, yes, Open Enrollment.…
Anthony Bozza 46
Love0
Health Insurance
September 27, 2021

Simplifying On vs. Off-Exchange Health Plans

Health insurance, in general, can be incredibly complicated. There are regulations to adhere to and guidelines to follow. Serving two masters, health insurance intends to…
Michelle Hu 28
Love0
ICHRA
September 23, 2021

What 2021 SEP Numbers Tell Us About the Future of ICHRA

The 2021 Marketplace Special Enrollment Period (SEP) provided Americans the opportunity to enroll in coverage through the ACA Marketplace; many struggled with the COVID-19 pandemic…
Michelle Hu 45
Love0
Business
September 22, 2021

What You Need to Know About Self-funded vs. Level-Funded Plans

The countless operational decisions you face as a business owner can be overwhelming. But when it comes to benefits and provisions for your employees, you…
Nicole Dale 39
Love0
Lifestyle
September 21, 2021

3 Benefits of the Telemedicine Boom

In 2020, the telemedicine boom rushed into nearly every area of the health ecosystem. The collision of health tech and health tragedy pushed care outside…
Michelle Hu 176
Love0
ACAHealth Insurance
September 20, 2021

An Update on the Benefit and Payment Parameters Final Rule

Once again there are changes on the horizons for health plans and State-Based Marketplaces (SBMs). The Centers for Medicare & Medicaid Services (CMS) finalized its…
w3ll-admin 46
Love0
ICHRA
September 16, 2021

3 Differences Between HRAs, HSAs & FSAs

There are several benefit types that employers can offer their employees to help them manage out-of-pocket medical expenses. A few of the more popular choices…
Michelle Hu 138
Love0
Business
September 15, 2021

3 Reasons You Should Offer Excepted Benefits to Your Employees

As a company leader, business owner, or human resources professional, you know the importance and compliance requirements of offering benefits to your teams. But there…
Nicole Dale 337
Love0
Lifestyle
September 14, 2021

3 Things You Need to Know About APTCs

If you’re preparing to explore the ACA Marketplace for the first time, APTC may be new to you. Even still, for those who may already…
Anthony Bozza 66
Love0
ICHRA
September 9, 2021

ICHRA Saw an Increase in State-Based Classes as Companies Spread Out

Sure, we’ve been saying just how popular the Individual Coverage Health Reimbursement Arrangement is for some time now. And while many businesses see countless benefits…
Michelle Hu 158
Love0
Business
September 8, 2021

3 Ways to Prep Your Employees for Open Enrollment 2022

Open enrollment is coming and probably quicker than you had hoped. It’s that time of year that many HR professionals dread, since traditional group plan…
Nicole Dale 84
Love0
Lifestyle
September 7, 2021

3 Tips When Applying for a New Job

Today’s worker has an average of 12.5 jobs in their lifetime. Twenty-six percent of these jobs last less than one year. Whether you’ve just started…
Michelle Hu 158
Love0
ICHRA
September 2, 2021

3 Reasons Why Employer-Sponsored Plans are On Their Way Out

Some trends just don’t have staying power. And when you’re talking about the puffy shoulder pads and parachute pants from the 80s, it’s probably best…
Michelle Hu 39
Love0
Business
September 1, 2021

3 Ways to Save Money on Your Employee Benefit Options

Today’s businesses are looking for innovative ways to offer employee benefits options that make sense. You want to make sure your company is able to…
Nicole Dale 65
Love0
Lifestyle
August 31, 2021

3 Options Beyond Traditional Employer Health Insurance

If you’re like most working Americans, you know what it means to have insurance coverage through an employer. And you might even assume that the…
Anthony Bozza 100
Love0
Health Insurance
August 30, 2021

3 Ways to Prepare Yourself for the Upcoming Medicaid Reassessment Wave

Medicaid, along with its joint program CHIP (Children’s Health Insurance Program,) provides much-needed health insurance coverage benefits to more than 72 million Americans. It’s actually…
Michelle Hu 34
Love0
ICHRA
August 26, 2021

3 Steps Employers Need to Take to Set Up Their ICHRA Reimbursement Procedure

If you’re ready to officially move forward with the setup and launch of your company ICHRA, you’ll want to be sure you're streamlining every step…
Michelle Hu 138
Love0
Business
August 25, 2021

3 Ways to Attain and Retain the NextGen Workforce

The Web and Woe of the Job Economy You’d have to look back to the beginning of Dotcom in the late 1990s to find a…
Michelle Hu 38
Love0
Lifestyle
August 24, 2021

How to Ease Yourself Back into a Life Post-COVID

It’s pretty tough to make heads or tails out of what to expect with the current state of COVID-19 and its many emerging variants. But…
Anthony Bozza 36
Love0
ICHRA
August 23, 2021

3 Reasons Why 2021 is the Perfect Time to Switch to an ICHRA

Individual Coverage Health Reimbursement Arrangement (ICHRA) is still considered the new kid on the block after becoming a viable alternative to traditional group health insurance…
Michelle Hu 56
Love0
Business
August 18, 2021

3 Ways to Keep Your Company Focused and Driven While Virtual

Companies are racing to find the best ways to stay connected to employees, customers, and resources. While the pandemic forced business leaders to pivot and…
Nicole Dale 78
Love0
Lifestyle
August 17, 2021

3 Tips for Everyone that Completes School this Year

If you’re finishing up with your studies this year, you’re probably feeling the weight of all the adulting decisions around the corner. Graduating is a…
Anthony Bozza 93
Love0
Health Insurance
August 16, 2021

How the Potential Medicare Expansion Will Impact Americans

In the wake of the past and ongoing effects of the pandemic, Americans are trying to find their way through a complicated health insurance world.…
Michelle Hu 55
Love0
ICHRA
August 13, 2021

How to Explain to Employees that You are Transitioning to an ICHRA Solution

You know the Individual Coverage Health Reimbursement Arrangement (ICHRA) is good for your business from a budget standpoint and a flexibility perspective. You also anticipate…
Michelle Hu 138
Love0
Business
August 11, 2021

3 Telling Questions Often Overlooked During the Hiring Process

How exciting! You finally got an interview with your dream company for your dream job. Time to suit up and brush up. Interviews challenge our…
Michelle Hu 37
Love0
Lifestyle
August 10, 2021

3 Things to Keep in Mind About Insurance When Starting Your First Full-Time Job

Congratulations on your new job! You’re probably excited about getting into your first full-time gig and feeling a little anxious about your upcoming first day.…
Anthony Bozza 78
Love0
Health Insurance
August 9, 2021

Insurance Shopping Platforms Place a Renewed Focus on User-Experience

While companies like Amazon, InstaCart, and DoorDash offer some of the most engaging user experiences for customers, the health insurance industry seemed to have fallen…
Michelle Hu 111
Love0
ICHRA
August 5, 2021

3 Coverage Options You Can Pair with an ICHRA

Growing companies across all types of industries are realizing there are new options for providing health benefits to employees these days. And one of those…
Michelle Hu 140
Love0
Business
August 5, 2021

How W3LL Has Transitioned Their Company Culture Online

Right now, thriving businesses know the importance of creating, enhancing, and maintaining a quality company culture for employees. But it can be hard to transition…
Nicole Dale 29
Love0
Lifestyle
August 3, 2021

3 Steps to Take After Moving to a New Place

Moving can be incredibly stressful, with all the packing, hauling, and cleaning. Yet there is that one sweet moment, that first night in your new…
Anthony Bozza 37
Love0
Health Insurance
August 3, 2021

How Approved SBM Funding for Enhancing Platforms will Affect Consumers

Ongoing legislation changes continue to effect State-based Marketplaces (SBMs) and how they supply insurance to new and returning members on the Marketplace. On June 21,…
Michelle Hu 37
Love0
ICHRA
July 29, 2021

Your Employer Offered You an ICHRA, What’s Next?

More and more employers are switching over to Individual Coverage Health Reimbursement Arrangements (ICHRAs) to offer affordable and comprehensible health insurance to their employees. However,…
Michelle Hu 40
Love0
Business
July 28, 2021

3 Mistakes to Avoid When Transitioning Back to the Office

It's not uncommon for people to dread the return to work after working remotely for the better part of a year or more. But it…
Nicole Dale 38
Love0
Lifestyle
July 27, 2021

3 Tips for Creating and Maintaining Friendships as an Adult

Making and maintaining friendships while growing up was often as simple as being in the same classroom, eating at the same lunch table, riding the…
Michelle Hu 36
Love0
ACA
July 26, 2021

How to Ensure You’re Getting the Most Out of Your ACA Plan

Millions of Americans have plans through the Affordable Care Act Marketplace right now. The pandemic drove many to unemployment, and the government infused the ACA…
Michelle Hu 66
Love0
ICHRA
July 22, 2021

Quick Guide to ICHRA Substantiation Requirements

Individual Coverage Health Reimbursement Arrangements keep gaining traction among businesses as the most cost-effective way to provide benefits to their employees. With the many benefits…
Michelle Hu 117
Love0
Business
July 21, 2021

3 Ways to Prevent Biases Before and After the Hiring Process

Companies are taking necessary steps to create hiring equity, and leaders are doing their best to identify key areas of improvement when it comes to…
Nicole Dale 104
Love0
Lifestyle
July 20, 2021

3 Considerations when Seeking a Mental Health Professional

As more Americans become aware of and in tune with their mental health, the need for finding mental health professionals also increases. Whether you’re looking…
Anthony Bozza 45
Love0
Health Insurance
July 19, 2021

How the Closing of the PHE will Impact Members

The COVID-19 pandemic has an impact on the lives of all Americans one way or another. While many struggled with shifting working environments, health concerns,…
Michelle Hu 100
Love0
ICHRA
July 15, 2021

Top 3 Employee Questions About ICHRA

When it comes to Individual Coverage Health Reimbursement Arrangements, also referred to as ICHRAs (ick-rahs,) businesses seem to know and welcome all of the various…
Michelle Hu 265
Love0
Business
July 14, 2021

3 Essential Tips for Networking to Success

Most of us were told that when we grew up we could be anything we imagined ourselves to be... the world was our oyster. Speakers…
Michelle Hu 36
Love0
Lifestyle
July 13, 2021

3 Things to Take Advantage of to Boost Your Wellbeing this Summer

We’re halfway through summer already, and you might still be feeling like you’re in recovery mode from the events of last year. If you’re feeling…
Anthony Bozza 69
Love0
ACAHealth Insurance
July 12, 2021

How the Most Recent Supreme Court Ruling Will Impact Members on the ACA

The history of the Affordable Care Act (ACA) has been full of twist in turns that have made the longevity and stability of the Marketplace…
Michelle Hu 156
Love0
ICHRA
July 8, 2021

How the Biden Administration will Help Strengthen ICHRA

Individual Coverage Health Reimbursement Arrangements (ICHRAs) continue to be the popular way forward for countless businesses looking to explore more affordable employee benefits options. But…
w3ll-admin 137
Love0
Business
July 7, 2021

3 Ways to Engage Your Employees as They Return to the Office

While many businesses plan to continue operations with remote workforces, millions of Americans are ready to get back to the office for the in-person work…
Nicole Dale 97
Love0
Lifestyle
July 6, 2021

3 Tips for Turning Your Passion or Hobby into a Side Hustle

During the course of the pandemic, millions of Americans found themselves at home with extra time on their hands. And during that spare time, they…
Anthony Bozza 60
Love0
ICHRA
July 1, 2021

3 Things Brokers Should Know About ICHRAs (And How to Benefit from Increased Savings with Them)

Individual Coverage Health Reimbursement Arrangements (ICHRAs) are fast becoming the popular benefits solutions for countless businesses. With benefits like expense control and employee flexibility, companies…
Michelle Hu 76
Love0
Business
June 30, 2021

3 Ways to Empower Your Employees to Take the Reins on Their Health Benefits

Fact: Fifty-five percent of small firms and 99% of large firms offer health benefits to at least some of their workers, with an overall offer…
Michelle Hu 43
Love0
Lifestyle
June 29, 2021

Regardless of Your Employment Class, Ensure You’re Getting the Most Out of Your Health Benefit Options

With so many changes happening within the healthcare and health insurance industries, consumers sometimes struggle to keep up with the shifting options. And right now,…
Anthony Bozza 75
Love0
Health Insurance
June 28, 2021

3 Ways the Potential Expansion of Audio-Only Telehealth Can Affect Consumers

Throughout the course of the past year, with the pandemic and the subsequent shutdowns, quarantines, and increased public health risks, telehealth experienced an unprecedented boom.…
Michelle Hu 99
Love0
ICHRA
June 28, 2021

3 Ways ICHRA Grows with Your Company

Individual Coverage Health Reimbursement Arrangements (ICHRAs) are quickly becoming the new way to provide employee health-related benefits. These unique platforms allow companies to offer cost-controlled…
Michelle Hu 198
Love0
Uncategorized
June 23, 2021

Investing in the Right Technology Today Can Save Time and Money Down the Line

Today’s business leaders recognize the ongoing advancement of technology and its many benefits to growth and success. Those who can stay ahead of the technology…
Nicole Dale 89
Love0
Lifestyle
June 22, 2021

3 Popular Moving Trends in the Wake of COVID-19

The pandemic taught us all a few lessons last year. Businesses learned how to transition to remote working environments. Kids learned how to interact with…
Anthony Bozza 108
Love0
Health InsuranceHRAs
June 22, 2021

3 Reasons to Consider Offering an Excepted Benefits HRA

An excepted benefit health reimbursement arrangement (EBHRA) provides employer refunds to help fund expenses outside traditional health insurance coverage. As Health Reimbursement Arrangements (HRAs) continue…
Michelle Hu 122
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ICHRA
June 17, 2021

Renewed Energy in the ACA Places ICHRA in a Position of Unparalleled Growth

There is a great deal of talk in recent weeks about the Individual Coverage Health Reimbursement Arrangement (ICHRA). Often viewed as a super-charged version of…
Michelle Hu 47
Love0
Business
June 16, 2021

3 Ways to Help Your Employees Get the Most Out of Summer

1. Offer Activities to Take Advantage of the Nice Weather For employees that have already returned to the office, looking out on the beautiful weather…
Nicole Dale 88
Love0
Lifestyle
June 15, 2021

3 Considerations When Aging Out of Your Parent’s Health Coverage

1. Your Parents' Health Insurance Nest Won’t Hold You Forever It may come as a surprise to many “adult children” ages 26 and under that…
Michelle Hu 1,549
Love0
Health Insurance
June 14, 2021

3 Things You Should Know About the ACA Family Glitch

Employers know that no matter what insurance solution they choose, they will need to abide by certain affordability benchmarks with their offering. And individuals who…
Michelle Hu 162
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ICHRA
June 10, 2021

Traction with CBO Spells out Good News for ICHRA

We recently shared the latest news regarding the Congressional Budget Office (CBO) and its guide for a federally governed public option health insurance plan. The…
Michelle Hu 35
Love0
BusinessUncategorized
June 10, 2021

3 Ways Companies Can Utilize a Hybrid Work Model

With Summer now in full swing and vaccination rates continuing to rise, companies are reevaluating the need for working at home. Employers must find a…
Nicole Dale 40
Love0
Lifestyle
June 8, 2021

3 Ways to Make the Most of the Rising Telehealth Movement

Telehealth became one of the only methods for patients to connect with their providers during the shutdowns associated with the pandemic. When people weren’t able…
Anthony Bozza 103
Love0
Health Insurance
June 7, 2021

3 Key Advantages of the Recent CMS Approval of Funds Supporting the Navigator Program

The Centers for Medicare and Medicaid Services weighed in back in March, committing additional funding to support the Navigator Program. Under this platform, grantees participating…
Michelle Hu 38
Love0
Health Insurance
June 3, 2021

3 Things to Know About Employer-Sponsored Plans: Are They Being Phased Out in 2021?

If your company or organization has been in business for a few years, you’re likely familiar with the concept of employer-sponsored group health insurance plans.…
Michelle Hu 41
Love0
Business
June 2, 2021

3 Ways W3LL Promotes Internal Employee Growth & Wellness

As an employer, one of your key missions is to ensure the success, growth, and well-being of those who work for you. Businesses often incorporate…
Anthony Bozza 37
Love0
Lifestyle
June 1, 2021

3 Ways to Benefit from the Booming 2021 Housing Market

The current real estate market has reached new heights as prices of homes are rising, and supply continues to fall while new buyers continue to…
Anthony Bozza 147
Love0
ICHRA
May 27, 2021

Your Top 3 ICHRA Compliance Questions Answered

Considering just how popular Individual Health Coverage Reimbursement Arrangements (ICHRAs) are right now, businesses are also asking a lot of ICHRA-related questions. Businesses are recognizing…
Michelle Hu 71
Love0
Business
May 26, 2021

3 Methods for Making the Most of Employee Feedback

In today’s working environment, especially with the increased number of remote workers, managers and business owners know the importance of collecting employee feedback. Productivity and…
Michelle Hu 38
Love0
Lifestyle
May 25, 2021

3 Ways to Keep You and Your Home Safe This Summer

In today’s world, everyone tends to look at everything they do through a lens of safety and protection from any resurging effects of the pandemic.…
Anthony Bozza 44
Love0
Health Insurance
May 24, 2021

3 Ways the CBO’s Public Option Design Review Can Impact Consumers

The Congressional Budget Office (CBO) recently shared a guide with implementations and suggestions about designing a federally managed public option health insurance plan. Congressional sentiment…
Michelle Hu 37
Love0
ICHRA
May 20, 2021

A 3-Step Guide to ICHRA Affordability Rules

If you're like many American companies in 2021, you may be exploring different and more cost-effective options for offering employee health insurance. The costly group…
Michelle Hu 1
Love0
Business
May 19, 2021

3 Steps for Fostering a Diverse & Inclusive Remote Work Environment

Providing an inclusive and diverse work environment takes effort. Your organization may already have a detailed plan in place for fostering such an environment. But…
Michelle Hu 66
Love0
Lifestyle
May 18, 2021

3 Ways to Foster Generational Health Post COVID

The Greatest Generation is Taking Charge While the past year was rough for seniors shuttered indoors, many of those who were inbound took the initiative…
Michelle Hu 67
Love0
Uncategorized
May 17, 2021

The History of the ACA and the Effect on Consumers

Affordable Care Act received vast amounts of praise and criticism since its inception in 2010. Policy makers, health insurance providers, brokers have all weighed in…
Michelle Hu 96
Love0
ICHRA
May 13, 2021

3 Ways to Save with ICHRA

Transitioning to a new way of offering health benefits can be overwhelming and costly. Not only can an Individual Coverage Health Reimbursement Arrangements (ICHRA) save…
Michelle Hu 121
Love0
Business
May 12, 2021

3 Ways to Promote Open and Honest Communication in the Workplace

Business leaders and managers know the importance of having an open and honest communication strategy with employees. But in today’s workplace, and in many cases…
Michelle Hu 116
Love0
Lifestyle
May 11, 2021

3 Signs It Is Time to Look for a New Job

There are quite a few new job opportunities out there right now as thousands of companies are experiencing growth. You may feel loyal to your…
Anthony Bozza 45
Love0
HRAs
May 10, 2021

3 Elements Every Company Should Include in an HRA Plan Document

The Health Reimbursement Arrangement (HRA) is fast becoming the popular solution for many businesses looking to explore new ways to offer employee benefits. HRAs can…
Michelle Hu 264
Love0
HRAsICHRA
May 6, 2021

What to Look for in an ICHRA Administrator

As more and more organizations are turning towards the multitude of benefits offered by an Individual Coverage Health Reimbursement Arrangement (ICHRA), it’s important to choose…
Michelle Hu 186
Love0
Business
May 5, 2021

Commitment to a Healthy Work-Life Balance at W3LL

Shifting workplace environment and employee needs result in companies needing to adjust their existing policies to best ensure a healthy work-life balance and a positive…
Michelle Hu 0
Love0
Lifestyle
May 4, 2021

How to Safely Plan a Summer Vacation During COVID

What you need right now is a vacation. And nothing sounds more appealing than crisp mountain air or your toes in the sand. But is…
Anthony Bozza 38
Love0
Health Insurance
May 3, 2021

3 Distinctions to Better Understand the Metal Tiers Behind Your Plan

When the Affordable Care Act was introduced, plans were categorized into metal tiers. In part, officials sought to make choosing a plan easier for consumers.…
Michelle Hu 319
Love0
ICHRA
April 29, 2021

Is ICHRA Right for My Business?

With the costs and maintaince of traditional group insurance plans skyrocketing, businesses are turning to more creative solutions to meet their insurance needs. An Individual…
Michelle Hu 37
Love0
Lifestyle
April 28, 2021

3 Ways to Support Remote Workers

Remote Workers Are Cooped In and Pooped Out Over the past year, working remotely, whether as a choice to socially distance or a consequence of…
Michelle Hu 175
Love0
Lifestyle
April 27, 2021

3 Ideas for Building a New Life After Relocating

Some people will tell you that the most stressful times in your life will likely boil down to three catalyst events. New or broken relationships,…
Anthony Bozza 156
Love0
ACAHealth Insurance
April 26, 2021

Why the Affordable Care Act Marketplace Is Positioned to Thrive

When it was first enacted, all the way back in March of 2010, critics weren't so sure the Affordable Care Act Marketplace would have staying…
Michelle Hu 73
Love0
HRAsICHRA
April 22, 2021

3 Reasons to Offer ICHRA During Renewal Season

Renewal season offers companies the opportunity to sign up for new health insurance plans or renew their current plans. Fluctuating renewal rates, contract negotiations, and…
Michelle Hu 37
Love0
Business
April 21, 2021

3 Ways to Onboard Happy Employees and Increase Retention

One of the many challenges facing companies today is the shortage of qualified workers. From entry-level retail jobs to restaurant personnel and beyond, companies are…
Nicole Dale 1
Love0
Lifestyle
April 20, 2021

3 Ways to Deal with Homesickness After Relocating

Home Is Where the Support Is Since the beginning of the COVID pandemic, workers have been relocating in unprecedented numbers. Working remotely opened the possibilities…
Michelle Hu 38
Love0
COVID-19Health InsuranceHealthcare
April 19, 2021

I’m Already Insured, How Do I Get My Increased Tax Credit?

The American Rescue Plan, issued by President Biden, is primed to help Americans get back on track with their health and finances after the damaging…
Michelle Hu 151
Love0
BusinessHealth InsuranceHRAsICHRA
April 15, 2021

3 Reasons Employers are Leaving Group Plans and Transitioning to ICHRA

Group plans can be confusing and expensive, forcing one-size-fits-all plans without the possibility of customization. Companies are switching away from more traditional plans to those…
Michelle Hu 180
Love0
Business
April 14, 2021

Why You Should Think About Your Health Insurance Renewals Now Instead of August

Spring can be a sign of change and renewal. It’s that special time of year when people open their windows, do a little spring cleaning,…
Nicole Dale 64
Love0
LifestyleUncategorized
April 13, 2021

3 Things to Know if Your Furlough Becomes a Permanent Layoff

Times were hard enough when you first found yourself being furloughed from your job. But, now, months later, you’re facing a more permanent and even…
Anthony Bozza 59
Love0
Health InsuranceHRAs
April 12, 2021

What Can I Expense Under an HRA?

Health Reimbursement Exchanges, and the various platforms thereof, including ICHRAs and QSEHRAs, are increasingly popular among budget-savvy businesses these days. A company might be offering…
Michelle Hu 48
Love0
man holding red umbrella over blocks resembling peopleACAHRAsICHRAUncategorized
April 8, 2021

ICHRA and The American Rescue Plan

The American Rescue Plan (ARP) makes it much more affordable for individuals to secure coverage through the Marketplace. The increased availability of tax credits to…
Michelle Hu 133
Love0
people working at desks wearing PPE masksBusinessCOVID-19
April 7, 2021

COVID-19 Safety: How to Reopen the Office

Reopening the workplace may be the top priority on your mind right now. Business owners nationwide are trying to figure out how to get remote…
Nicole Dale 1
Love0
Girls on bicyclesLifestyle
April 6, 2021

3 Ways to Stay Safe this Spring

You often hear the experts talk about quarantine fatigue. Add to that fatigue the regional winter blues, and you have an even more intense urge…
Anthony Bozza 165
Love0
Woman thinkingHRAsICHRA
April 5, 2021

My Employer Offered Me an HRA, Now What?

Many employers are offering a health reimbursement arrangement (HRA) because it provides a flexible way for employers to offer health insurance reimbursements to their employees.…
Michelle Hu 140
Love0
policies being written by hand. Compliance is highlighted.HRAsICHRA
April 1, 2021

3 Categories of Common ICHRA Compliance Questions

When you make the official decision to move forward with adopting an ICHRA for your business, it doesn’t mean you still don’t have questions. Whether…
Michelle Hu 169
Love0
laptop on a deskBusiness
March 31, 2021

3 Ways to Support Remote Workers

Remote Workers are Cooped in and Pooped Out Over the past year, working remotely, whether as a choice to socially distance or a consequence of…
Michelle Hu 17
Love0
man sitting among moving boxesLifestyleUncategorized
March 30, 2021

3 Mistakes to Avoid When Moving

The thought of packing up your entire life and moving to a new location may seem daunting. Moving often takes months of planning, a good…
Anthony Bozza 34
Love0
exit road signHealth Insurance
March 29, 2021

Why Carriers Join and Exit the Individual Market

One of the volatile shifts we see in the health insurance industry is the widespread coming and going of insurers and carriers from the individual…
Michelle Hu 40
Love0
Group of multiple racial people and their childrenACACOVID-19Uncategorized
March 25, 2021

Updates to the Special Enrollment Period – Now Through August 15th

President Biden recently signed an executive order allowing all eligible residents to sign up for health coverage from February 15th through August 15th without a…
Michelle Hu 67
Love0
blackboard with plan, do, check, act written in a circleHRAsICHRAUncategorized
March 25, 2021

3 Ways to Improve ICHRAs

While many businesses are flocking to ICHRA solutions for the first time, there are thousands of companies that already leverage the increased flexibility of an…
Michelle Hu 39
Love0
team climbing mountainBusinessUncategorized
March 24, 2021

Removing the Glass Ceiling and Avoiding the Glass Cliff

It used to be that the “glass ceiling” was a reference to the lack of females holding executive level or board member roles within an…
Michelle Hu 57
Love0
man taping moving boxLifestyle
March 23, 2021

3 Ways to Take the Stress out of Moving

Moving causes a lot of stress and is often a large expense that you must factor into your budget. COVID-19 caused a huge spike in…
Anthony Bozza 39
Love0
hands on laptopHRAsICHRA
March 22, 2021

3 Health Insurance Terms Helpful in Choosing a Plan – Part 3 Coverage

In our first two segments of health insurance terms explained, we highlight what you need to know to help you understand costs and enrollment eligibility.…
Michelle Hu 37
Love0
two women and one man on a cellphoneHealth InsuranceHealthcareHRAsICHRA
March 18, 2021

Does ICHRA Make More Sense for a Group or Individual Broker?

Individual Coverage Health Reimbursement Arrangements (ICHRAs) continue to be incredibly popular benefits platforms for businesses of all sizes. Rebounding from the economic hardships imposed by…
Michelle Hu 182
Love0
Illustration two heads Growth vs Fixed mindsets.BusinessCOVID-19
March 17, 2021

3 Ways to Encourage a Growth Mindset Among Your Employees

Companies focused on adaptability and growth should be familiar with the “growth mindset,” first introduced by Dr. Dweck in 1988. This research-based model demonstrates the…
Michelle Hu 67
Love0
Keyboard. New Regulations written one a button about to be pressed.ACACOVID-19
March 16, 2021

The American Rescue Plan Reduces Healthcare Costs and Extends Insurance Coverage

On March 11, 2021, the Biden-Harris Administration signed into law the American Rescue Plan Act (ARP) of 2021 allocating $1.9 trillion towards economic relief. Being…
Michelle Hu 200
Love0
three dogsLifestyle
March 16, 2021

30 Possible Side Hustles for Additional Income

With the pandemic conditions of the past year, and countless people seeing a reduction in pay, the need for more household income has become a…
Anthony Bozza 7,731
Love0
cost written on blackboard arrow going upHealth InsuranceHRAsICHRAUncategorized
March 15, 2021

3 Health Insurance Terms and How they Help you Choose a Plan – Part 2 Costs

In the complicated arena of health insurance, we know half the battle of choosing a plan lies in understanding the various terms. Exploring the marketplace…
Michelle Hu 35
Love0
The White HouseICHRA
March 11, 2021

Will ICHRA be Supported by the Biden Administration?

With the increased popularity of the Individual Coverage Health Reimbursement Arrangement (ICHRA) among American businesses, there has certainly been an influx of marketplace applicants. President…
Michelle Hu 52
Love0
fruits and handweightsLifestyle
March 9, 2021

3 Simple Tips on How to be Healthier

The journey to healthier living is often difficult and has many stops along the way. Making small but beneficial changes to your life over time…
Anthony Bozza 88
Love0
Typed "Terms of Service" on typewriterHealth Insurance
March 8, 2021

3 Health Insurance Terms and How they Help you Choose a Plan – Part 1 Enrollment

With so many terms and health insurance plan details to consider, it’s no wonder why so many Americans get confused when it’s time to enroll.…
Michelle Hu 67
Love0
Illustration loading bar, loading 2021Business
March 4, 2021

What’s New for Healthcare and Small Business in 2021

Running a small business in 2020 was probably a roller coaster you don’t care to ride ever again. It’s been tough as many business owners…
Michelle Hu 57
Love0
Woman speaking to coworkers through video chatBusiness
March 3, 2021

How to Support Your Employees in 2021

The close of 2020 did not signal the end of all the challenges companies and employees faced since the onset of the COVID-19 pandemic. The…
Michelle Hu 58
Love0
A clockLifestyle
March 2, 2021

How to Wake Up Early and 3 Benefits of an Early Start

The winter blues are a real thing, and given the year we’ve all had, it’s definitely time to shake off the old routines and start…
Anthony Bozza 62
Love0
A CaduceusHealth Insurance
March 1, 2021

The Bismarck Healthcare Model Explained

There are a few different healthcare models that various governments abroad adopt. You may have heard of the national health insurance model or recognize the…
Michelle Hu 531
Love0
A woman surrounded by question marks looking pensiveBusiness
February 25, 2021

What’s the Difference Between an HRA, HSA & FSA?

In the health insurance and medical benefits realms, there are countless benefits structure options for businesses. We’ve talked about insurance terms and definitions before to…
Michelle Hu 90
Love0
A sapling, coins and blocks with 2021 written on them sit on a table.Business
February 24, 2021

3 Ways to Stay Competitive with Your Employee Compensation Strategy

A strategic compensation strategy guides companies’ approach to managing total employee compensation. According to the 2021 Compensation Best Practices report published by PayScale, the focus…
Nicole Dale 302
Love0
Scissors cutting through a marriage certificateLifestyle
February 23, 2021

Facing A Divorce? 3 Things to Do First During This Challenging Time

This year has already been especially difficult for everyone. But if you find yourself also experiencing a divorce, you might have added challenges ahead. Divorce…
Anthony Bozza 46
Love0
Illustration woman having a video chat with doctorHealthcare
February 22, 2021

How Does Telemedicine Actually Work?

There has been an explosion of virtual services and remote connections between doctors and their patients over the last year, and for a good reason.…
Anthony Bozza 68
Love0
Two hands shaking through a computer screenICHRA
February 18, 2021

3 Things to Look for in an ICHRA Partner

You recognize the many benefits to your business in transitioning to offer an Individual Coverage Health Reimbursement Arrangement (ICHRA.) And you’re ready to move forward…
Michelle Hu 52
Love0
Two hands holding blocks. "EMPLOYEE BENEFITS" is written at the top.Business
February 17, 2021

3 Ways to Improve Your Employees’ Health Insurance Experience

With benefit offerings growing more competitive, employers need to respond to the needs of their employees and constantly improve the health insurance experience. The Employee…
Michelle Hu 92
Love0
A child's toy keyset lays next to a laptop computerLifestyle
February 16, 2021

Is Work From Home Here to Stay?

Just about a year ago, America quickly transitioned to working from home whenever possible. It’s hard to believe the nationwide shutdowns began so long ago.…
Anthony Bozza 323
Love0
Child and older man walk the beachLifestyle
February 15, 2021

3 Tips for Staying Healthy at Every Age

Health and wellness goals lead to efforts usually beyond hitting the gym or committing to a resolution for the new year. Healthy living doesn't always…
Anthony Bozza 58
Love0
man holding a newspaper which reads "the world is changing"ICHRA
February 11, 2021

Businesses Are Switching to ICHRAs (And It May Be Right for Your Business, Too)

There’s a lot of buzz and surge in popularity among businesses regarding Individual Coverage Health Reimbursement Arrangements. Companies large and small are recognizing the many…
Michelle Hu 101
Love0
Gavel and papers on a desk. "Executive Order" is written on the papers.Business
February 10, 2021

How the Biden Administration Will Impact Businesses

The Biden administration, and the Democrats at large, have been vocal in their support for small businesses and the working class. Reforms including tax breaks…
Michelle Hu 102
Love0
waking from bed with a coffee mug and fingers in a peace signLifestyle
February 9, 2021

Sleeping Your Way to Health

Staying Healthy Can Be Exhausting Harvard Health Publishing suggests that “maintaining good health requires work, smart lifestyle choices, and the occasional checkup and test.” Health…
Michelle Hu 53
Love0
thinking man, surrounded by question marksICHRA
February 9, 2021

Should I Use the Tax Credit or the ICHRA My Company Provides?

With so many businesses adopting an Individual Coverage Health Reimbursement Arrangement (ICHRA,) there are thousands of Americans facing these new benefits for the first time.…
Michelle Hu 110
Love0
Group of multiple racial people and their childrenACACOVID-19Uncategorized
February 9, 2021

A New Special Enrollment Period – You Can Enroll in Health Insurance Again

President Biden recently signed an executive order allowing all eligible residents to sign up for health coverage from February 15th through May 15th without a…
Michelle Hu 37
Love0
ICHRA
February 4, 2021

What Types of Companies Can Use an ICHRA?

You have probably heard all the buzz about offering an Individual Coverage Health Reimbursement Arrangement (ICHRA.) And at first glance, it sounds like the perfect…
Michelle Hu 205
Love0
illustration the hands of five people pointed upwardsBusiness
February 3, 2021

3 Ways to Promote Diversity in the Workplace

As demographics continue to diversify and expand, employers need to realize the importance of establishing and supporting a diverse talent pool. Additionally, companies that feature…
Michelle Hu 87
Love0
Lifestyle
February 2, 2021

Where Are People Moving During a Pandemic?

One of many trends that emerged during the course of the pandemic is the need for Americans to find another place to live. And while…
Anthony Bozza 1
Love0
COVID-19
February 1, 2021

What’s Going On With COVID-19 Vaccines?

COVID-19 has certainly changed every aspect of our lives over the last year. And it’s been devastating for thousands of families who felt the strain…
Michelle Hu 38
Love0
ICHRA
January 28, 2021

3 Reasons Employees will love your ICHRA Plan

As a business owner at the helm or Human Resources professional, you see the inherent benefits of transitioning to an Individual Coverage Health Reimbursement Arrangement…
Michelle Hu 72
Love0
Lifestyle
January 26, 2021

3 Surprising Facts About Being a New Mom

Most seasoned and veteran moms will tell you that the one time in your life you should expect to receive the most advice (solicited and…
Anthony Bozza 115
Love0
Health Insurance
January 25, 2021

What Are the Differences Between On Exchange vs. Off-Exchange Health Plans?

Health insurance variances can be complex and are often confusing at the consumer level. We have discussed some of the different terms and definitions to…
Michelle Hu 94
Love0
ICHRA
January 21, 2021

How Do I Start an HRA? 3 Steps to Take Next

You, much like many other business owners and benefits coordinators, have decided after a year like 2020, the best employee insurance benefit you can offer…
Michelle Hu 132
Love0
Business
January 20, 2021

3 Ways to Improve Your Employee Retention

Constant employee turnover often contributes to a company’s inability to meet objectives. Recruiting, hiring, and training new employees costs and demands more resources compared to…
Nicole Dale 43
Love0
Lifestyle
January 19, 2021

3 Things to Know About Managing Anxiety & Depression as a New Mom

The challenges that come with first-time motherhood are abundant. But one thing that can compound these challenges even more, is the onset of anxiety and…
Michelle Hu 2
Love0
Health Insurance
January 18, 2021

CMS Shares First Final Rule to Revitalize the ACA in 2022

Exciting news for the Individual Marketplace. On January 14th, the Centers for Medicare and Medicaid Services (CMS) issued the first final rule confirming several provisions…
Michelle Hu 67
Love0
Health InsuranceMedicare
January 18, 2021

Changing from ACA to Medicare: What You Need to Know

You’ve probably spent your whole life navigating the health insurance industry, learning the ins and outs of how to find a reliable coverage option. And…
Michelle Hu 96
Love0
ICHRA
January 14, 2021

Paying for Medicare with ICHRA: What You Need to Know

We often talk about the various nuances that go along with qualifying for Medicare, how to use it, and for whom it’s intended to help.…
Michelle Hu 505
Love0
HRAs
January 13, 2021

Small Business Health Insurance Options

As a small business looking to recruit and retain talent, offering access to quality and personalized health insurance stands to be an invaluable asset. More…
Michelle Hu 111
Love0
Lifestyle
January 12, 2021

3 Self Care Tips for Expecting and New Moms

As a new mom, you might be amazed at how often people, some you barely know, are willing to give you advice about the days…
Anthony Bozza 1
Love0
ICHRA
January 7, 2021

What Types of Health Insurance Costs Can Be Paid for With ICHRA Benefits?

Individual Coverage Health Reimbursement Arrangements (ICHRAs) are fast becoming a popular and affordable choice for companies to offer their employees. But it’s not a health…
Michelle Hu 173
Love0
COVID-19
January 6, 2021

What Does the New Coronavirus Relief Bill Mean for Small Businesses?

On December 27, 2020, the Coronavirus Response and Relief Supplemental Appropriations Act was signed into law, providing $900 billion in aid to Americans suffering from…
Michelle Hu 39
Love0
Lifestyle
January 5, 2021

Preparing for a New Baby

Congratulations are in order! You have a new baby and are ready to come home. Whether it’s your first child or your fifth, there are…
Anthony Bozza 39
Love0
Health InsuranceUncategorized
January 5, 2021

Understanding the Advanced Premium Tax Credit: 3 Things to Know

You may have a general understanding of the premium tax credit, especially if you have experience with health insurance coverage via the Marketplace. But the…
Michelle Hu 231
Love0
Health Insurance
December 30, 2020

3 Health Insurance Tax Tips When You’re Ready to File Your 2020 Taxes

If you’re like most Americans, you’re glad to see 2020 in the rearview mirror. And now, the next big task on your to-do list might…
Michelle Hu 63
Love0
HRAs
December 29, 2020

3 Business Benefits of Offering HRAs

If you are still unsure and on the fence about health insurance and transitioning your company’s benefits program away from offering a group health insurance…
Michelle Hu 0
Love0
Lifestyle
December 28, 2020

3 Family Dynamic Changes That Qualify for a Special Enrollment Period

There are some life-changing events that come planned well in advance. Other changes come as a complete surprise. Life is a roller coaster of dynamic…
Anthony Bozza 1
Love0
Health Insurance
December 21, 2020

Understanding Your Short Term Health Insurance Plan Options

More and more Americans these days are getting smart and savvy about using the Marketplace to find health insurance. And many are tapping into the…
Michelle Hu 40
Love0
HRAs
December 21, 2020

Can a Small Business Set Up Its Own HRA?

As a small business owner or principal, you are sold on the idea of implementing a Health Reimbursement Arrangement (HRA) for your employees. But there…
Michelle Hu 3,501
Love0
Lifestyle
December 21, 2020

3 New Year’s Resolutions You Can Stick to in 2021

This time of year, millions of Americans vow to make changes in the new year. It’s probably why you usually see an abundance of advertising…
Anthony Bozza 36
Love0
Health Insurance
December 18, 2020

3 Top Health Insurance Terms Explained

When you try to understand your health insurance plan’s explanation of benefits or look to explore new insurance plans on the marketplace, you might run…
Michelle Hu 96
Love0
HRAs
December 15, 2020

Ready to Switch from Group Coverage to ICHRA? Here’s What to Do Next

With the compounding implications of the pandemic, businesses are looking for better solutions to offer their employees in terms of health insurance benefits. You have…
Michelle Hu 106
Love0
Lifestyle
December 14, 2020

Changing Doctors? 3 Things to Consider When Finding a New Healthcare Provider

Many Americans consider themselves fortunate enough to like and respect their healthcare providers. But doctors retire. Health organizations change parent companies. Sometimes patients need more…
Anthony Bozza 54
Love0
ACA
December 11, 2020

Who Qualifies for a Catastrophic Health Insurance Plan?

With so many types of health insurance plans and options, it can be challenging to decipher, which is the best and most affordable for you…
Michelle Hu 73
Love0
HRAs
December 8, 2020

How to Choose Between HRAs & Group Health Insurance Plans

Businesses large and small are re-evaluating their company health insurance offerings right now. You, too, may be reviewing your options and finding the decision a…
Michelle Hu 103
Love0
Lifestyle
December 7, 2020

3 Tips to Help You Relax & Find Peace of Mind This Holiday Season

There’s no question that 2020 has been an emotionally challenging year for everyone. Some households experienced significant income losses due to job furloughs. Others faced…
Anthony Bozza 68
Love0
Lifestyle
December 4, 2020

Moving in Mom? 3 Steps to Take When Caring for a Senior Loved One

Every year, thousands of Americans face a daunting decision. Aging parents and senior loved ones may be ready to transition out of their family home.…
Anthony Bozza 1,762
Love0
Health Insurance
December 3, 2020

What Is Coinsurance & What Does It Mean for You?

As you browse the available health insurance plans during this Open Enrollment period, you may find yourself confused about some of the terms and conditions.…
Anthony Bozza 110
Love0
HRAsMedicare
December 2, 2020

HRA’s & Medicare: How Does It All Work?

There are so many layers to available health insurance these days. It can be difficult to navigate your options when you aren’t sure about the…
Michelle Hu 89
Love0
Health Insurance
November 24, 2020

What’s New in Healthcare for 2021?

Let’s be honest. The sooner we can get 2020 in the rearview mirror, the better, right? With the pandemic, millions experiencing unemployment, and even “murder…
Michelle Hu 40
Love0
Lifestyle
November 24, 2020

Your Health Insurance Options When You’re Unemployed

It’s been a tough year for everyone. And if you’re like thousands of Americans, you’re also without a job right now. And while you’re probably…
Anthony Bozza 105
Love0
ICHRA
November 23, 2020

ICHRA May Be a Game Changer for Employers

Healthcare is expensive, and you probably won’t find anyone on either side of the political aisle who will disagree with you. The costs associated with…
Michelle Hu 0
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A woman looks out over a city skyline.Lifestyle
November 17, 2020

Adulting 101: 3 Things Young Adults Need to Do When Starting Out On Their Own

It’s a great big world out there, and you’re ready to venture out to make your mark. You’re young and have big ideas. And while…
Anthony Bozza 85
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Two hands shaking.Lifestyle
November 16, 2020

Rock the Big Interview: 3 Questions You Have to Ask Before Accepting

Congratulations on making it to the comprehensive interview phase of your new potential career! It’s a big step, and you might have a little anxiety…
Anthony Bozza 1
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HRAs
November 12, 2020

The 3 Most Common HRA Questions from Employees, Answered

Let’s talk about health reimbursement arrangements (HRAs) for a minute. These plans are becoming more popular among employers as companies look for new ways to…
Michelle Hu 40
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ACA
November 11, 2020

How to Buy Health Insurance When Subsidies Aren’t Available to You

Open Enrollment is happening now on the Marketplace. And for millions of Americans, the affordable health insurance options are much needed. But what if you…
Michelle Hu 84
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Lifestyle
November 9, 2020

Thinking About Starting Your Own Business? 3 Key Details to Consider First

You have waited long enough. It’s time to take the leap into the entrepreneurship arena and start your own business. You are confident that your…
Anthony Bozza 37
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ACA
November 4, 2020

3 Requirements You Should Expect from Your Marketplace Health Insurance Plan

Open Enrollment is happening now, and as you consider your options for health insurance coverage in 2021, you might be curious about expectations. You still…
Michelle Hu 36
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Medicare
November 4, 2020

How Medicare Works Via a Health Insurance Exchange – What to Know

The United States is well-known for expensive healthcare. To give yourself peace of mind, even in the face of disaster, it’s wise to get insured.…
Michelle Hu 69
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Questions about Insurance 2020. Question marks scattered. Some of them glow orange.ACA
October 26, 2020

3 of the Biggest Marketplace Health Insurance Questions This Year

This year, for many, has certainly come with its share of difficult challenges. Americans can, however, look forward to the joys of the holiday season…
Michelle Hu 96
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Medicare Enrollment FormMedicare
October 21, 2020

How Medicare Works and How to Enroll

Medicare is a federal health insurance program designed to help people cope with their medical expenses. There are several categories with different coverages. You may…
Michelle Hu 73
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Preventative Care a nurse puts their hand on a patient, while checking vital signs.Lifestyle
October 20, 2020

3 Free Preventative Care Appointments You Can Make Today

Having health insurance is a necessity. You choose a plan to help pay for extenuating costs associated with treating illnesses, suffering accidents, or incorporating prescriptions.…
Anthony Bozza 38
Love0
Health Insurance Costs. Four American twenty dollar bills are shown.ACA
October 15, 2020

Health Insurance Costs: 3 Things to Consider When Affordability Matters

Open Enrollment is just around the corner. The Marketplace opens up for new plan selection on Sunday, November 1st, and will remain open through December…
Michelle Hu 43
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ACA Premiums. American Flag, American money, and a stethoscope.ACA
October 14, 2020

How 2021 ACA Premiums will affect the HRA Market

There isn’t an industry that hasn’t been affected by the dynamic shifts and economic hardships of 2020. Some are struggling to re-emerge while other business…
Michelle Hu 66
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Understanding Provider Networks. Hand securing blood pressure cuff.ACA
October 8, 2020

Understanding Provider Networks

As you explore your health insurance options, you’re often bombarded with lingo and jargon that can be confusing. To understand what plan benefits are available…
Michelle Hu 96
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ACA
October 7, 2020

3 Self-Employed Health Insurance Questions Answered

If you are self-employed, whether you own a business or are freelancing as a 1099 contractor, you need health insurance. But navigating those waters, with…
Anthony Bozza 18
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Medicare Basics. Man and a woman holding a tablet and a bottle of medication.Medicare
October 6, 2020

Medicare Basics to Help You Decide on the Right Health Insurance Plan

Established in 1965, Medicare is the federal health insurance program primarily for individuals who are 65 and older. This program plays a key role in…
Michelle Hu 92
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How to Choose the Best Health Plan.A folder marked "Health Insurance" on the tab.ACA
September 28, 2020

How to Choose the Best Health Plan for You: HMO, POS, PPO, and EPO Explained

While sifting through your health insurance options, you’ve probably noticed these acronyms – HMO, PPO, EPO, and POS, and likely shrugged and moved on. Who…
Michelle Hu 89
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Hands typing on a laptopACALifestyle
September 28, 2020

3 Key Reasons You Should Re-Evaluate Your Health Insurance Plans Annually

In today’s fast-paced world, consumers come to expect certain efficiencies with their service providers. From bundling services and billing to setting up automatic payment and…
Anthony Bozza 2
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Why you need health insurance. Stethoscope on table.Medicare
September 23, 2020

Why You Need Health Insurance: 3 Scenarios You Don’t Ever Want to Face without It

You may find yourself in a position where you face a lapse in insurance coverage. Maybe you’re between jobs or experiencing a life-changing event. You…
Anthony Bozza 37
Love0
Quitting your job? A home office "Do More." is writing on computer screenLifestyle
September 16, 2020

Quitting Your Job? How To Prepare Before You Quit

You have ultimately decided to leave your current job. Maybe it’s because you have a new opportunity with a different company. Some people decide it’s…
Anthony Bozza 44
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When You Get Fired. A young woman looking forlornLifestyle
September 10, 2020

Instant Changes That Happen When You Get Fired

Getting fired from a job can feel devastating in the moment, especially if you didn’t suspect a termination was coming. But companies fire employees all…
Anthony Bozza 66
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Social Determinants of Health. Astethoscope and red heartACA
September 9, 2020

The Social Determinants of Health: What Are They, and What Impact Do They Have on Health?

Our health status is often a consequence of our age, inherited genetics, and behavioral decisions. However, there are other, often overlooked influences such as where…
Michelle Hu 38
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Moving to a New State. A woman looking at a mapUncategorized
August 31, 2020

What to Consider When You’re Moving to a New State

If you're facing a move to a new home, knowing what to put on your to-do list is critical. But when that move has you…
Anthony Bozza 38
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Essential Health Benefits. Image of a stethoscope, pills, bandages and assorted medical paraphernalia.Uncategorized
August 25, 2020

The 10 Essential Health Benefits All Plans Are Required to Cover

Did you know that the Affordable Care Act (AKA: the ACA / Obamacare) requires all health plans within the Marketplace to cover certain health care…
Michelle Hu 67
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Moving Checklist. A dog sits in a carboard boxLifestyle
August 24, 2020

3 Things to Add to Your Moving Checklist

If you’re planning a move, you are probably feeling like an expert at creating checklists. There are so many tasks to consider, things that will…
Anthony Bozza 93
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Your New Baby. A pacifierLifestyle
August 18, 2020

The Most Important Things to Give Your New Baby

Congratulations are in order! You are now responsible for a precious new and tiny life in the world, and your family couldn’t be more thrilled.…
Anthony Bozza 46
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Summary of Benefits and Coverage. A stethoscope pictured.Medicare
August 14, 2020

Your Guide to Reading a Summary of Benefits and Coverage

When shopping for a health insurance plan on a Marketplace, you may have come across a link to a document titled “Summary of Benefits and…
Michelle Hu 44
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Getting Married . Two ringsLifestyle
August 12, 2020

Surprising Changes That Come with Getting Married

Getting married offers a host of reasons to celebrate. You’re making the official commitment to spend the rest of your life with the one you…
Anthony Bozza 101
Love0
Health Insurance Tiers. A stethoscope and credit cardACA
August 6, 2020

Metals Are Not Just Awards. From Bronze to Platinum, Here’s What These Names Mean for Health Insurance.

When searching for a health insurance plan in the Marketplace, you may have noticed that each one has a type of metal - bronze, silver,…
Michelle Hu 104
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Find a New Job Before Your Health Insurance Runs Out. A tablet with virtual applicationLifestyle
August 6, 2020

How to Find a New Job Before Your Health Insurance Runs Out

Over the last few months, millions of Americans found themselves furloughed, laid off, and without work through no fault of their own. Some data suggests…
Anthony Bozza 64
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What To Do When You're Furloughed. A man looks outside through blinds in a windowLifestyle
July 29, 2020

What To Do When You’re Furloughed

For many Americans, the shelter in place orders and economic shutdown brought layoffs and furloughs. While you may be left feeling isolated, concerned, and anxious,…
Anthony Bozza 7
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Health Plan Star Ratings. 5 stars sit above a cellphone in someone's handACA
July 23, 2020

Health Plan Star Ratings, Explained

While browsing Affordable Care Act (ACA) plans, you may have noticed that each one has a star rating from 1 to 5, 5 being the…
Michelle Hu 58
Love0
Unexpected Life Changes. A computer keyboard with a "FIND JOB" buttonLifestyle
July 22, 2020

3 Unexpected Life Changes and How to Handle Them

Life happens, and that sometimes means unexpected changes to family, career, and health. While there are presumably thousands of potentially blind-siding life dynamics that affect…
Anthony Bozza 101
Love0
Married During Quarantine? A couple being married while wearing covid protectionLifestyle
July 15, 2020

Married During Quarantine? 3 Things You Need to Do Next

Wedding dates in the midst of quarantine conditions presented new and unique challenges. Couples who initially postponed or even canceled their original plans for the…
Anthony Bozza 38
Love0
ICHRA: COBRA and ERISA. Cobra is written in wood on a clipboard, paperwork is along side.ICHRA
July 15, 2020

ICHRA: COBRA and ERISA

Definitions ICHRA – Individual Coverage Health Reimbursement Arrangement ERISA – Employee Retirement Income Security Act COBRA – Consolidated Omnibus Budget Reconciliation Act Overview ICHRA is…
Michelle Hu 385
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stethoscope wrapped around stack of moneyICHRA
July 10, 2020

ICHRA Affordability

Does your business have more than 50 full-time equivalent (FTE) employees? If so, the Affordable Care Act (ACA) requires you to provide health insurance to…
Michelle Hu 63
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COBRA Coverage vs. ACA Plans. A calculator, piggy bank, and stethoscopeACA
July 9, 2020

COBRA Coverage vs. ACA Plans: How to Choose the Best Health Coverage for You

If you’ve recently lost or left your job and you no longer have employer-sponsored health coverage, you may be thinking: Now what? We know this…
Michelle Hu 277
Love0
puzzle pieces - a new person joins three others already connected.ICHRA
July 7, 2020

ICHRA Employee Classes

ICHRA is a cool new benefit design that has been available since January 2020. This type of HRA is a great option for employers looking…
Michelle Hu 220
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piggy bank, calculator, pen and paper on a deskICHRA
July 2, 2020

ICHRA Design Rules

Individual Coverage Health Reimbursement Arrangement, or ICHRA (pronounced “ick-rah”) is a new benefit design that has been available since January 2020. This type of HRA…
Michelle Hu 194
Love0
All About Medicaid. A clipboard with medical tools on top of itMedicare
July 1, 2020

All About Medicaid

What is Medicaid? Medicaid is a joint federal and state program that allows Americans to receive free or low-cost health insurance. Together with the Children’s…
Michelle Hu 38
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"Employee Benefits Package Summary of Benefits" written on paper.ICHRA
June 30, 2020

ICHRA vs. Group Plans: Comparisons, Responsibilities, and Risks

Individual Coverage Health Reimbursement Arrangement or ICHRA (pronounced “ick-rah”) is a new health benefit design that has been available since January 2020. This type of…
Michelle Hu 108
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wooden letters H R AICHRA
June 26, 2020

ICHRA Background

The Individual Coverage Health Reimbursement Arrangement or ICHRA (pronounced “ick-rah”) is a relatively new health benefit design that has been available since January 2020. This…
Michelle Hu 93
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Two hands surrounding a paper cutout of a man in a suit and briefcase, on top of a desk.ICHRA
June 24, 2020

An Introduction to ICHRA

An Individual Coverage Health Reimbursement Arrangement (ICHRA, “Ick-ra”), sometimes called an individual integrated HRA, is a brand-new employee benefit for 2020. Unlike other HRAs, ICHRA…
Michelle Hu 47
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Advanced Premium Tax Credit (APTC). Hands operating a calculator and holding a piece of paperACA
June 18, 2020

Everything you need to know about the Advanced Premium Tax Credit (APTC)

If you buy your own health insurance, this one’s for you! Learn how to save with the Advanced Premium Tax Credit (APTC). As part of…
Michelle Hu 77
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When Employer Coverage Ends. A hand moves a wooden blocks with a medical cross printed on it. Four other blocks are next to that one.Medicare
June 3, 2020

A Personal Journey: Enrolling in a Health Plan When Employer Coverage Ends

Like many Americans, I found myself in the unenviable position of needing to enroll in health coverage as a result of my spouse being laid…
Michelle Hu 66
Love0
Qualifying Life Events. Blurry image of a man sitting with a laptopCOVID-19
May 28, 2020

Special Enrollment Periods and Qualifying Life Events: What You Need to Know Amid COVID-19

The novel coronavirus (COVID-19) pandemic has severely affected the American workforce, with over 6.6M people filing for unemployment in a single week at the end…
Michelle Hu 164
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Health Insurance Amid COVID-19. A stethoscope on a piece of paperCOVID-19
May 8, 2020

Your Guide to Health Insurance Amid COVID-19

Over the last few weeks, the novel coronavirus (COVID-19) pandemic has put the nation on high alert, as concerns rise that the virus will significantly…
Michelle Hu 43
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Family GlitchICHRA
May 24, 2022

Say Goodbye to the Family Glitch and Hello to ICHRA

A fix to the infamous Family Glitch would eliminate a coverage gap in the Affordable Care Act (ACA) that led to unaffordable coverage for 5.1…
Michelle Hu
Love0
ICHRA
May 13, 2022

ICHRA and State-Based Marketplaces: Increase Enrollment Rates in New Markets

States can improve enrollment rates by supporting Individual Coverage Health Reimbursement Arrangements (ICHRAs). The landscape for employer-sponsored health insurance constantly changes. Annual rate increases are…
Michelle Hu
Love0
BrokersICHRA
May 4, 2022

How Brokers Can Get the Most Out of ICHRA

Get ready to expand into new markets and grow your client base with the new alternative to the outdated traditional group coverage. An Individual Coverage…
Michelle Hu
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ICHRA
April 29, 2022

3 Top ICHRA Legal Questions

We often discuss some of the more commonly asked questions from business owners and HR professionals who are exploring ICHRA for the first time. But…
Michelle Hu
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ICHRA
April 22, 2022

Understanding Insurance Options for the Self-Employed

We often discuss the many benefits of ICHRAs for small, medium, and large businesses. But how does coverage work if you’re a solopreneur who’s self-employed,…
Michelle Hu
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ICHRA
April 20, 2022

3 Most Common ICHRA Questions Employees Will Ask

Excited about getting a company’s ICHRA set up and introduced to employees? They’ll appreciate the reimbursement model far more than the one-size-fits-all, often costly, group…
Michelle Hu
Love0
ICHRA
April 12, 2022

An Employer’s Guide to Meeting ICHRA Notice Requirements

Employers gain cost benefits, flexibility advantages, and employee-facing perks worth leveraging when they implement an Individual Coverage Health Reimbursement Arrangement (ICHRA) model; however, they must…
Michelle Hu
Love0
ICHRA
March 31, 2022

How To Choose Between an ICHRA & Group Insurance Plans

It’s important to explore your company’s options for health insurance benefits each year. And while it seems best to stick with what you know and…
Michelle Hu
Love0
ICHRA
March 29, 2022

How an ICHRA and Off-Exchange Meet

As a business leader, you’re always looking for more efficient ways to improve your employees’ benefits plans. But you’re also mindful of your budgets. Considering…
Michelle Hu
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ICHRAMedicare
March 24, 2022

Medicare and ICHRA: A Complementary Layer of Benefits

The number of Americans eligible for Medicare continues to grow alongside companies adopting Individual Coverage Health Reimbursement Arrangements (ICHRA). The flexibility and cohesion of both…
Michelle Hu
Love0
Health insurance costsICHRA
March 10, 2022

Health Insurance Costs Covered Under an ICHRA

Individual Coverage Health Reimbursement Arrangements (ICHRAs) are transforming how today's businesses provide benefits to employees. Significant advantages to both the company's bottom line as well…
Michelle Hu
Love0
small groupBrokersHealthcare NewsICHRA
March 1, 2022

How to Capitalize on the Underserved Small Group Health Insurance Market

Brokers must always look for new ways to capitalize on growth opportunities and revenue channels; however, there’s one underserved group of small businesses that many…
Michelle Hu
Love0
ICHRA
February 24, 2022

Companies that Qualify for an ICHRA

The Individual Coverage Health Reimbursement Arrangement (ICHRA) model is considered the best way forward for thousands of businesses nationwide because of its customizable affordability, flexible…
Michelle Hu
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BrokersICHRA
February 16, 2022

How ICHRAs Work with Brokers

The Individual Coverage Health Reimbursement Arrangement (ICHRA) quickly gained traction among thousands of U.S.-based companies by providing coverage to employees previously ineligible through their traditional…
Michelle Hu
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ICHRA
February 3, 2022

Customizing an ICHRA Solution

Companies are adapting and trying to find new ways to innovate in today’s new world. There are new customer-driven and economic demands driving leaders to…
Michelle Hu
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ICHRAICHRA
January 25, 2022

3 Things Employees Need to do When Transitioning to an ICHRA

The Individual Coverage Health Reimbursement Arrangement (ICHRA) quickly gained traction among thousands of U.S.-based companies in 2021. It’s much different from the traditional group health…
Michelle Hu
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ICHRAICHRA
January 19, 2022

The Other Guys vs. ICHRA

When it comes to selecting a health insurance benefit option for your employees, you'll apply the same level of due diligence and care as any…
Michelle Hu
Love0
Design an ICHRAICHRA
January 12, 2022

Learn How to Design an ICHRA Solution

An Individual Coverage Health Reimbursement Arrangement (ICHRA) provides the flexibility and control needed for a personalized coverage model. Customize your health coverage offerings by taking…
Michelle Hu
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ICHRA
December 28, 2021

How ICHRA & APTC Work Together

Adopting an Individual Coverage Health Reimbursement Arrangement (ICHRA) platform for company benefits allows employees to utilize the Advance Premium Tax Credit (APTC) on the ACA…
Michelle Hu
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ICHRA
December 23, 2021

3 Reasons Why ICHRA Makes Sense in a Post-Pandemic Workplace

We often share the most important benefits of adopting an Individual Coverage Health Reimbursement Arrangement (ICHRA) platform for company benefits. And those reasons may be…
Michelle Hu
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ICHRA
December 22, 2021

ICHRA in Comparison

As a business owner, you’re savvy about making decisions for your company. You consider all objective benefits and disadvantages before taking the leap. You crunch…
Michelle Hu
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BusinessICHRA
December 15, 2021

An Employers Guide to Reimbursement

Part of what attracted you to the Individual Coverage Health Reimbursement Arrangement, or the ICHRA (pronounced ick-rah,) included the flexibility and control the coverage model…
Nicole Dale
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ICHRA
December 13, 2021

W3LL’s Guide for Designing and Implementing an ICHRA

1. Designing Your ICHRA First things first, determine your business needs and goals to decide which version of an Individual Coverage Health Reimbursement Arrangement (ICHRA)…
Michelle Hu
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ICHRA
December 1, 2021

Common Misconceptions About ICHRA

Before you officially commit to setting up an ICHRA for your company, you want to know the facts. And while the widespread adoption of the…
Michelle Hu
Love0
ICHRA
November 24, 2021

3 Reasons Why an ICHRA Makes Sense Now

The widespread adoption of the ICHRA model continues, and its popularity among a variety of industry segments can't go unnoticed anymore. It’s more than just…
Michelle Hu
Love0
ICHRA
November 18, 2021

How ICHRAs Work with Ancillary Products

Healthcare, in general, has evolved over the years with advancements in medicine and new technologies. It used to be that patients would visit one primary…
Michelle Hu 867
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ICHRA
November 10, 2021

Most Common Questions Asked About ICHRAs

We’ve dedicated a considerable amount of time in recent months exploring the benefits and advantages companies are leveraging with the Individual Coverage Health Reimbursement Arrangement.…
Michelle Hu 74
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ICHRA
October 28, 2021

3 Ways an ICHRA Keeps Risks Low

The Individual Coverage Health Reimbursement Arrangement (ICHRA) model offers employers a simpler way to provide personalized and affordable health insurance to their employees. ICHRA represents…
Michelle Hu 195
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ICHRA
October 22, 2021

The Demand for ICHRA Solutions Continues to Rise

In boardrooms and Human Resources offices across the country, the discussion of the Individual Coverage Health Reimbursement Arrangement (ICHRA) is prevalent. Today’s economy is much…
Michelle Hu 102
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ichra employee classesICHRA
October 14, 2021

Employee Classes for ICHRAs

The Individual Coverage Health Reimbursement Arrangement (ICHRA) offers a great alternative to traditional group insurance. For employers looking to provide their employees’ benefits for the…
Michelle Hu 22,118
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ICHRA for your businessBusinessHealthcareICHRA
October 13, 2021

Find Out if an ICHRA Fits Your Business

With the costs and maintenance of traditional group insurance plans skyrocketing, businesses are turning to more creative solutions to meet their insurance needs. An Individual…
Michelle Hu 146
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ICHRA
October 7, 2021

How the Increase in Benefit Allowances Will Affect Employees and Employers

The data is out, and the word on the street is that benefit allowances are increasing with the widespread adoption of the Individual Coverage Health…
Michelle Hu 51
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Open Enrollment 2022ICHRA
September 30, 2021

A Recap of ICHRA Offerings as We Near Open Enrollment 2022

We’ve talked a lot about the widespread adoption and popularity of the Individual Coverage Health Reimbursement Arrangement (ICHRA.) So many companies have already embraced the…
Michelle Hu 134
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ICHRA
September 23, 2021

What 2021 SEP Numbers Tell Us About the Future of ICHRA

The 2021 Marketplace Special Enrollment Period (SEP) provided Americans the opportunity to enroll in coverage through the ACA Marketplace; many struggled with the COVID-19 pandemic…
Michelle Hu 45
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ICHRA
September 16, 2021

3 Differences Between HRAs, HSAs & FSAs

There are several benefit types that employers can offer their employees to help them manage out-of-pocket medical expenses. A few of the more popular choices…
Michelle Hu 138
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